447 River Rd, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 447 River Rd, Rutherfordton, NC 28139

Property Summary

Property Type	Other Improved
Lot Size	11.8 acres (514,444 sqft)
Owner	2 Individual Names on Record
Last Sale	$42,000 (Aug 2020)
Tax Bill	$234 (2022)
Deeds & Mortgages	Jan 2021 Line of Credit Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`1635953`

Property Details

APN / Parcel Number

Primary APN	`1635953`
Alternative APN	`15183146`

Exterior

Lot Area	514,444 sqft (11.8 acres)

Location & Zoning

Account Number	15183146
Street Address	447 RIVER RD
City	RUTHERFORDTON
State	NC
Zip	28139-6302
Property Category	Other
Property Type	Other > Other Improved
Legal Description	GPIN:0680009265720000; RIVER ROAD
Legal Subdivision	RIVER ROAD FARMS SUB
Legal Block	1
Legal Lot Number	12D
Jurisdiction	RUTHERFORD NC
Township / Civil Division	GREEN HILL
Census Block Group	1
Census Block	1031
Census Tract	960203

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	447 RIVER RD, RUTHERFORDTON, NC 28139-6302
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU
Aug 31, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Deed Document Number	0020361979
Deed Book / Page	2036 / 1979
Record Updated	Jun 7, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	447 RIVER RD, RUTHERFORDTON, NC 28139-6302
Document Number	0020413253
Instrument Date	Jan 14, 2021
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0020413253
Date	Jan 21, 2021
Book Page	002041/003253

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Aug 31, 2020
Property Address	447 RIVER RD, RUTHERFORDTON, NC 28139-6302
Document Number	0020361979
Book / Page	002036 / 001979
Instrument Date	Aug 31, 2020
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$84.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	183 RIVER RD RUTHERFORDTON NC 281396300, RUTHERFORDTON, NC 28139-6300

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$86,300 Land $65,100 Building $21,200	$86,300 Land $65,100 Building $21,200
2022	$234.00
2021	$234.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on River Rd

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