Ventura County property record for 649 Raft Ln, Oxnard, CA 93035 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,133 sqft Living Area |
| Lot Size | 6,000 sqft (0.138 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $440,000 (2010) |
| Tax Bill | $4,945.00 (2025) |
Source: Ventura County records · APN 185-0-163-165
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 649 RAFT LN, OXNARD, CA 93035-1223 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Sep 25, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage NAVY FCU |
| Sep 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 21, 2010 · Amount on Record |
| Deed Sale | Dec 21, 2010 · Amount on Record |
| Prior Sale | Apr 21, 1998 · Amount on Record |
| Deed Doc Number | 2010201826 |
| Last Transfer Date | Feb 06, 2015 |
| Transfer Doc | 0000027865 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 649 RAFT LN, OXNARD, CA 93035-1223 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 649 RAFT LN, OXNARD, CA 93035-1223 |
| Document Number | 0000064411 |
|---|---|
| Date | Sep 25, 2024 |
| Instrument | 2024000064411 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Oct 01, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 649 RAFT LN, OXNARD, CA 93035-1223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 649 RAFT LN, OXNARD, CA 93035-1223 |
| Document Number | 0000151490 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 20200922-00151490 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Elementary School District | Oxnard Elementary School District (KG - 08) |
| Secondary School District | Oxnard Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $574,981 (+2%) Land $287,492 Building $287,489 | |
| 2025 | $4,945.00 (+1.64%) Veteran's exemption | $563,707 (+4.04%) Land $281,855 Building $281,852 |
| 2024 | $4,865.00 (+2.98%) | |
| 2023 | $4,724.00 (+0.88%) | $541,818 Land $270,910 Building $270,908 |
| 2022 | $4,683.00 |
Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 4% of the US · above 3% of California |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 185-0-163-165 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,133 sqft Living Area |
| 1st Floor | 2,133 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 6,000 sqft (0.138 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 586 sqft Garage |
| Porch | Porch |
| Porch Area | 161 sqft Porch |
| Street Address | 649 RAFT LN |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93035-1223 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT: 484005 LOT: 202 REF: 126MR 63 |
| Legal Subdivision | 4840-5 |
| Legal Tract | 484005 |
| Legal Block | 163 |
| Legal Lot Number | 202 |
| Jurisdiction | VENTURA CA |
| Minor Civil Division | OXNARD |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 3608 |
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