640 Raft Ln, Oxnard, CA 93035 Property Records

Ventura County property record for 640 Raft Ln, Oxnard, CA 93035 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1998
Square Footage2,133 sqft Living Area
Lot Size6,000 sqft (0.138 acres)
OccupancyOwner Occupied
Last Sale$222,000 (1998)
Tax Bill$4,440.00 (2025)

Owner

Source: Ventura County records · APN 185-0-164-035

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address640 RAFT LN, OXNARD, CA 93035-1223
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
E & S FINANCIAL GROUP INC E & S FINANCIAL GROUP INC
Dec 06, 2019Deed of Trust, Mortgage · Conventional Mortgage
E & S FINANCIAL GROUP INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 17, 1998 · Amount on Record
Deed SaleApr 17, 1998 · Amount on Record
Deed Doc Number199858425
Last Transfer DateJan 15, 2013
Transfer Doc0000020135
Record RefreshedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address640 RAFT LN, OXNARD, CA 93035-1223
Document Number0000088462
Instrument DateJun 17, 2020
Transaction TypeMortgage
Record UpdatedJul 09, 2020
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address640 RAFT LN OXNARD CA 930351223, OXNARD, CA 93035-1223

Mortgage

Document Number0000088462
DateJun 23, 2020
Instrument88462
Lender
NameE & S FINANCIAL GROUP INC E & S FINANCIAL GROUP INC
TypeBank
AddressVENTURA, CA 93003
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 22, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address640 RAFT LN, OXNARD, CA 93035-1223
Document Number0000155485
Instrument DateDec 06, 2019
Transaction TypeMortgage
Record UpdatedJan 06, 2020
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address640 RAFT LN OXNARD CA 930351223, OXNARD, CA 93035-1223

Mortgage

Document Number0000155485
DateDec 13, 2019
Instrument155485
Lender
NameE & S FINANCIAL GROUP INC
TypeBank
AddressVENTURA, CA 93003
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 12, 2049

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Elementary School DistrictOxnard Elementary School District (KG - 08)
Secondary School DistrictOxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$361,522 (+2%) Land $144,603 Building $216,919
2025$4,440.00 (+2.21%) Homeowner's exemption$354,434 (+4.04%) Land $141,768 Building $212,666
2024$4,344.00 (+4.52%)
2023$4,156.00 (+2.97%) Homeowner's exemption$340,672 Land $136,263 Building $204,409
2022$4,036.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 4% of the US · above 3% of California
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN185-0-164-035
Alternative APN
  • 1830160495

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area2,133 sqft Living Area
1st Floor2,133 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area6,000 sqft (0.138 acres)
Parking Spaces2 Parking Spaces
Garage Area586 sqft Garage
PorchPorch
Porch Area161 sqft Porch

Location & Zoning

Street Address640 RAFT LN
CityOXNARD
StateCA
Zip93035-1223
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTRACT: 484005 LOT: 214 REF: 126MR 63
Legal Subdivision4840-5
Legal Tract484005
Legal Block164
Legal Lot Number214
JurisdictionVENTURA CA
Minor Civil DivisionOXNARD
Census Blockgroup2
Census Block2005
Census Tract3608

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