Hampden County and Chicopee City property record for 649 Prospect St, Chicopee, MA 01020
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 20 bd · 20 ba · 23,940 sqft · built 1967 |
| Lot Size | 1.95 acres (85,006 sqft) |
| Owner | Company Name on Record |
| Last Sale | $600,000 (Oct 1991) |
| Tax Bill | $121,963 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 688-00023 |
| Primary APN | 688-00023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 20 Beds |
|---|---|
| Full Baths | 20 Baths |
| Units | 32 Units |
| Building Area | 23,940 sqft Living Area |
| Gross Area | 27,210 sqft |
| Basement Area | 3,270 sqft |
| Unfinished Basement | 3,270 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Brick |
| Construction Type | Steel Frame |
| Lot Area | 85,006 sqft (1.95 acres) |
| Total Buildings | 2 Buildings |
| Account Number | 688-00023 |
|---|---|
| Street Address | 649 PROSPECT ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-3085 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | 107 |
| Legal Subdivision | 659 PROSPECT ST |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 811301 |
Source: Hampden County and Chicopee City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 67 HUNT ST, 206, AGAWAM, MA 01001-1900 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 5, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FED NATL MTG ASSN |
| May 29, 2020 | Deed of Trust, Mortgage WALKER & DUNLOP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 1991 · Amount on Record |
| Deed Sale | Oct 1, 1991 · Amount on Record |
| Deed Book / Page | 7820 / 398 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 649 PROSPECT ST, CHICOPEE, MA 01020-3085 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 021975-101 |
|---|---|
| Date | Dec 5, 2017 |
| Book Page | 21975/101 |
| Instrument | 72116 |
| Name | FED NATL MTG ASSN |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 649 PROSPECT ST, CHICOPEE, MA 01020-3085 |
| Document Number | 23240-464 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 649 PROSPECT ST CHICOPEE MA 010203047, CHICOPEE, MA 01020-3047 |
| Document Number | 23240-464 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 023240/000464 |
| Instrument | 28165 |
| Name | WALKER & DUNLOP |
|---|
| Amount | Amount Recorded |
|---|
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $121,963.00 (+38.1%) | $8,002,800 (+37.38%) Land $640,000 Building $7,362,800 |
| 2025 | $88,313.00 (+14.86%) | $5,825,400 (+11.83%) Land $640,000 Building $5,185,400 |
| 2024 | $76,889.00 (+5.77%) | $5,209,300 (+8.56%) Land $640,000 Building $4,569,300 |
| 2023 | $72,696.00 | $4,798,400 Land $640,000 Building $4,158,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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