635 Prospect St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 635 Prospect St, Chicopee, MA 01020

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,800 sqft · built 2004
Lot Size	0.402 acres (17,490 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Oct 2021)
Tax Bill	$10,556 (2026)
Deeds & Mortgages	Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`688-00025`

Property Details

APN / Parcel Number

Primary APN	`688-00025`
Alternative APN	`CHIC M:0688 P:00025`

Interior

Stories	1 Story
Building Area	1,800 sqft Total Area
Gross Area	3,600 sqft
1st Floor Area	1,800 sqft
Basement Area	1,800 sqft
Unfinished Basement	1,800 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,490 sqft (0.402 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	688-00025
Street Address	635 PROSPECT ST
City	CHICOPEE
State	MA
Zip	01020-3047
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	107
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1000
Census Tract	811301

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26 ARNOLD ST, FEEDING HILLS, MA 01030-1902
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Deed Document Number	202175535
Deed Book / Page	24202 / 168
Prior Transfer Date	Oct 21, 2021
Prior Transfer Doc	24202-168
Record Updated	Oct 29, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Oct 25, 2021
Property Address	635 PROSPECT ST, CHICOPEE, MA 01020-3047
Document Number	24202-168
Book / Page	24202 / 168
Instrument Date	Oct 21, 2021
Instrument	75535
Transaction Type	Transfer
Record Updated	Nov 12, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1622 WORCESTER RD APT 118B, 118B, FRAMINGHAM, MA 01702-4411

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$10,556.00 (+6.24%)	$323,800 (+6.3%) Land $128,500 Building $195,300
2025	$9,936.00 (+5.52%)	$304,600 (+2.8%) Land $118,900 Building $185,700
2024	$9,416.00 (+4.83%)	$296,300 (+8.3%) Land $116,600 Building $179,700
2023	$8,982.00	$273,600 Land $106,000 Building $167,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20