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649 Place Saint Etienne, Covington, LA 70433 Property Records

St. Tammany Parish property record for 649 Place Saint Etienne, Covington, LA 70433

Property Summary

Property TypeSingle Family Home
Details2,006 sqft · built 2007
Lot Size0.3 acres (13,091 sqft)
Owner2 Individual Names on Record
Last Sale$460,000 (Oct 2025)
Tax Bill$3,005 (2025)
Deeds & MortgagesNov 2020 Mortgage
Aug 2017 Sale
APN103-807-3477

Property Details

APN / Parcel Number

Primary APN103-807-3477
Alternative APN
  • 2845

Interior

Building Area2,006 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Lot Area13,091 sqft (0.3 acres)
Garage Area399 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address649 PLACE SAINT ETIENNE
CityCOVINGTON
StateLA
Zip70433-8138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 45 NORMANDY OAKS PH 3A INST NO 925200 INST NO 1566153 INST NO 1617886 INST NO 2077494
Legal SubdivisionNORMANDY OAKS
Legal Phase3A
Legal Lot Number45
JurisdictionSAINT TAMMANY LA
Township / Civil Division1
Census Block Group2
Census Block2028
Census Tract40401

Owner

Source: St. Tammany Parish records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address649 PLACE SAINT ETIENNE, COVINGTON, LA 70433-8138
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
GMFS LLC
Aug 31, 2017Deed, Transfer
STONE TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2025 · Amount on Record
Deed SaleOct 24, 2025 · Amount on Record
Prior SaleAug 31, 2017 · Amount on Record
Deed Document Number20252469307
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT TAMMANY LA
Property Address649 PLACE SAINT ETIENNE, COVINGTON, LA 70433-8138
Transaction TypeMortgage
Record UpdatedApr 6, 2023
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002237832
DateNov 17, 2020
Instrument2237832
Lender
NameGMFS LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050
Interest
Rate TypeFixed Rate

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionSAINT TAMMANY LA
Recording DateAug 31, 2017
Property Address649 PLACE SAINT ETIENNE, COVINGTON, LA 70433-8138
Document Number0002077494
Map ReferenceMAP 4252
Instrument DateAug 25, 2017
Instrument2077494
Transaction TypeTransfer
Record UpdatedApr 6, 2023
Title CompanySTONE TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 PLACE SAINT ETIENNE, COVINGTON, LA 70433-8138

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Tammany Parish
Unified School DistrictSt. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,005.00 (-0.83%) Homeowner's exemption$31,776 (+2.05%) Land $6,000 Building $25,776$317,755 (+2.05%) Land $60,000 Building $257,755
2024$3,030.00 (+18.36%) Homeowner's exemption$31,137 (+19.35%) Land $6,000 Building $25,137$311,367 (+19.35%) Land $60,000 Building $251,367
2023$2,560.00 Homeowner's exemption$26,089 (-) Land $6,000 Building $20,089$260,890 (-) Land $60,000 Building $200,890
2022$2,560.00 Homeowner's exemption$26,089 Land $6,000 Building $20,089$260,890 Land $60,000 Building $200,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 534 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies534 in force
Nearby Flood Claims15 (2005–2024)
Claims Outside the SFHA7 of 15
Most Recent ClaimSep 2024 · Hurricane Francine
Claims by Event
  • Hurricane Ida, Aug 2021 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 53% of Louisiana
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COVINGTON WATER SUPPLY
serves 16,185 people · EPA ID LA1103011
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
May 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Metronet, REV.

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