641 Place Saint Etienne, Covington, LA 70433 Property Records

St. Tammany Parish property record for 641 Place Saint Etienne, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,166 sqft · built 2009
Lot Size	0.3 acres (13,110 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Dec 2025)
Tax Bill	$3,613 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Sep 2019 Mortgage + 2 more
APN	`103-807-3604`

Property Details

APN / Parcel Number

Primary APN	`103-807-3604`
Alternative APN	`2853`

Interior

Building Area	2,166 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	13,110 sqft (0.3 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	641 PLACE SAINT ETIENNE
City	COVINGTON
State	LA
Zip	70433-8138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 NORMANDY OAKS PH 3A INST NO 925200 INST NO 1585126 INST NO 1732893
Legal Subdivision	NORMANDY OAKS
Legal Phase	3A
Legal Lot Number	48
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2028
Census Tract	40401

Owner

Source: St. Tammany Parish records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	641 PLACE SAINT ETIENNE, COVINGTON, LA 70433-8138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage INTERLINC MORTGAGE SERVICES LL
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Dec 12, 2025	Cash Sale Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Deed Document Number	20252474872
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	641 PLACE SAINT ETIENNE, COVINGTON, LA 70433-8138
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002096132
Date	Jan 29, 2018
Instrument	2096132

Lender

Name	INTERLINC MORTGAGE SERVICES LL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2038

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	641 PLACE SAINT ETIENNE, COVINGTON, LA 70433-8138
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002176453
Date	Sep 27, 2019
Instrument	2176453

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	641 PLACE SAINT ETIENNE, COVINGTON, LA 70433-8138
Transaction Type	Mortgage
Record Updated	Jan 7, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002247580
Date	Jan 15, 2021
Instrument	2247580

Lender

Name	PRIMELENDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

Interest

Rate Type	Fixed Rate

December 2025: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Dec 12, 2025
Property Address	641 PLACE SAINT ETIENNE, COVINGTON, LA 70433-8138
Document Number	0002474872
Map Reference	MAP 4252
Instrument Date	Dec 12, 2025
Instrument	2474872
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 HUMMINGBIRD RD, COVINGTON, LA 70433-4506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 PLACE SAINT ETIENNE, COVINGTON, LA 70433-8138

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,613.00 (+6.48%) Homeowner's exemption	$36,687 (+8.01%) Land $6,000 Building $30,687	$366,867 (+8.01%) Land $60,000 Building $306,867
2024	$3,393.00 (+9.31%) Homeowner's exemption	$33,965 (+13.06%) Land $6,000 Building $27,965	$339,651 (+13.06%) Land $60,000 Building $279,651
2023	$3,104.00 Homeowner's exemption	$30,041 (-) Land $6,000 Building $24,041	$300,410 (-) Land $60,000 Building $240,410
2022	$3,104.00 Homeowner's exemption	$30,041 Land $6,000 Building $24,041	$300,410 Land $60,000 Building $240,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 534 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	534 in force
Nearby Flood Claims	15 (2005–2024)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 53% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, REV.

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