649 Pepper Dr, San Bruno, CA 94066 Property Records

San Mateo County property record for 649 Pepper Dr, San Bruno, CA 94066

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,730 sqft · built 1953
Lot Size	0.126 acres (5,469 sqft)
Owner	2 Company Names on Record
Last Sale	$264,000 (Dec 1996)
Tax Bill	$13,260 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Apr 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`020-042-080`

Property Details

APN / Parcel Number

Primary APN	`020-042-080`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,730 sqft Living Area
Gross Area	4,160 sqft
1st Floor Area	1,460 sqft
2nd Floor Area	900 sqft
Basement Area	1,800 sqft
Finished Basement	370 sqft
Unfinished Basement	1,430 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	5,469 sqft (0.126 acres)
Lot Dimensions	104 ft deep x 53 ft wide
Garage Type	Basement
Garage Area	1,430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	649 PEPPER DR
City	SAN BRUNO
State	CA
Zip	94066-2933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 11 BLOCK 37 MILLS PARK MAP NO 5 RSM 33/17 CITY OF SAN BRUNO
Legal Subdivision	MILLS PARK MAP NO 5
Legal Block	37
Legal Lot Number	11
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	3
Census Block	3002
Census Tract	604000

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	649 PEPPER DR, SAN BRUNO, CA 94066-2933
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 9, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Dec 16, 2020	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LENDING LLC
Apr 24, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 1996 · Amount on Record
Deed Sale	Dec 20, 1996 · Amount on Record
Prior Sale	Apr 16, 1996 · Amount on Record
Deed Document Number	1996157037
Prior Transfer Date	Apr 9, 1996
Prior Transfer Doc	0000045806
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	649 PEPPER DR, SAN BRUNO, CA 94066-2933
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025400
Date	Apr 9, 2019
Instrument	2019-025400

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	649 PEPPER DR, SAN BRUNO, CA 94066-2933
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025401
Date	Apr 9, 2019
Instrument	2019-025401

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 3, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	649 PEPPER DR, SAN BRUNO, CA 94066-2933
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 PEPPER DR, SAN BRUNO, CA 94066-2933

Mortgage

Document Number	0000146531
Date	Dec 16, 2020
Instrument	2020-146531

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	649 PEPPER DR, SAN BRUNO, CA 94066-2933
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 PEPPER DR, SAN BRUNO, CA 94066-2933

Mortgage

Document Number	0000088148
Date	Aug 31, 2020
Instrument	2020-088148

Lender

Name	PARKSIDE LENDING LLC
Type	Lending Institution
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 24, 2018
Property Address	649 PEPPER DR, SAN BRUNO, CA 94066-2933
Document Number	0000031023
Instrument Date	Apr 17, 2018
Instrument	31023
Transaction Type	Transfer
Record Updated	Nov 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	649 PEPPER DR SAN BRUNO CA 940662933, SAN BRUNO, CA 94066-2933

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Bruno City
Elementary School District	San Bruno Park Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,052,874 (+2%) Land $219,275 Building $833,599
2025	$13,260.00 (+22.12%) Homeowner's exemption	$1,032,230 (+4.04%) Land $214,976 Building $817,254
2023	$10,858.00 (+1.16%) Homeowner's exemption	$992,149 Land $206,629 Building $785,520	$2,081,430
2022	$10,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN BRUNO serves 42,631 people · EPA ID CA4110023
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile, Verizon.

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