642 Pepper Dr, San Bruno, CA 94066 Property Records

San Mateo County property record for 642 Pepper Dr, San Bruno, CA 94066

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1952
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Company Names on Record
Last Sale	$2,037,000 (Jul 2025)
Tax Bill	$20,176 (2025)
Deeds & Mortgages	Jun 2026 Transfer Dec 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`020-043-130`

Property Details

APN / Parcel Number

Primary APN	`020-043-130`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	1,380 sqft
1st Floor Area	1,040 sqft
Basement Area	340 sqft
Family Room	Family Room

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	340 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	642 PEPPER DR
City	SAN BRUNO
State	CA
Zip	94066-2934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 6 BLOCK 38 MILLS PARK MAP NO 5 RSM 33/17 CITY OF SAN BRUNO
Legal Subdivision	MILLS PARK MAP NO 5
Legal Block	38
Legal Lot Number	6
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	3
Census Block	3003
Census Tract	604000

Owner

Source: San Mateo County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	642 PEPPER DR, SAN BRUNO, CA 94066-2934
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 18, 2025	Intrafamily Transfer, Transfer
Dec 11, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Feb 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage FJM PRIVATE MORTGAGE FUND LLC
Jan 15, 2021	Grant Deed, Transfer · Commercial Mortgage FJM PRIVATE MORTGAGE FUND LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2025 · Amount on Record
Deed Sale	Jul 15, 2025 · Amount on Record
Prior Sale	Jan 15, 2021 · Amount on Record
Deed Document Number	202535992
Prior Transfer Date	Apr 27, 1994
Prior Transfer Doc	0000081339
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jun 30, 2026
Property Address	642 PEPPER DR, SAN BRUNO, CA 94066-2934
Document Number	0000037271
Instrument Date	Feb 25, 2026
Instrument	202637271
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	642 PEPPER DR, SAN BRUNO, CA 94066-2934

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Dec 18, 2025
Property Address	642 PEPPER DR, SAN BRUNO, CA 94066-2934
Document Number	0000069704
Map Reference	MB 33 PG 17
Instrument Date	Dec 4, 2025
Instrument	2025-069704
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	642 PEPPER DR, SAN BRUNO, CA 94066-2934

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Dec 11, 2023
Property Address	642 PEPPER DR, SAN BRUNO, CA 94066-2934
Document Number	0000065352
Map Reference	MB 33 PG 17
Instrument Date	Dec 6, 2023
Instrument	2023-065352
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	642 PEPPER DR, SAN BRUNO, CA 94066-2934

Mortgage

Document Number	0000065353
Date	Dec 11, 2023
Instrument	2023-065353

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8.75%
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	8.75%
Max Rate At Change	13.7%
Margin	4
Max Rate	13.7%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	642 PEPPER DR, SAN BRUNO, CA 94066-2934
Transaction Type	Mortgage
Record Updated	Mar 10, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 MARKET ST 614, 614, OAKLAND, CA 94607-5011

Mortgage

Document Number	0000013893
Date	Feb 16, 2022
Instrument	2022-013893

Lender

Name	FJM PRIVATE MORTGAGE FUND LLC
Type	Mortgage Company
Address	PETALUMA, CA 94954

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jan 15, 2021
Property Address	642 PEPPER DR, SAN BRUNO, CA 94066-2934
Document Number	0000007198
Map Reference	MB 33 PG 17
Instrument Date	Dec 27, 2020
Instrument	2021-007198
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 PEPPER DR, SAN BRUNO, CA 94066-2934

Mortgage

Document Number	0000007199
Date	Jan 15, 2021
Instrument	2021-007199

Lender

Name	FJM PRIVATE MORTGAGE FUND LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Bruno City
Elementary School District	San Bruno Park Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,037,000 (+19.62%) Land $990,000 Building $1,047,000
2025	$20,176.00 (+3.46%)	$1,702,835 (+36.16%) Land $855,121 Building $847,714
2024	$19,502.00 (+41.73%)
2023	$13,760.00 (+4.41%)	$1,250,609 Land $821,916 Building $428,693	$1,270,620
2022	$13,179.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN BRUNO serves 42,631 people · EPA ID CA4110023
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile, Verizon.

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