649 Park Pl Dr, Elgin, SC 29045 Property Records

Richland County property record for 649 Park Pl Dr, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,074 sqft · built 2005
Lot Size	0.235 acres (10,243 sqft)
Owner	Individual Name on File
Last Sale	$204,000 (Feb 2020)
Tax Bill	$1,917 (2025)
Deeds & Mortgages	May 2026 Sale Mar 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25901-02-01`

Property Details

APN / Parcel Number

Primary APN	`25901-02-01`
Alternative APNs	`R25901-02-01` `01799940`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,074 sqft Heated Area
Gross Area	2,737 sqft
1st Floor Area	1,786 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,243 sqft (0.235 acres)
Garage Area	519 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	288 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01799940
Street Address	649 PARK PLACE DR
City	ELGIN
State	SC
Zip	29045-8238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MD
Legal Description	LOT 35 71.7X144.9X70X129.4 #SU PARKPLACE @ PLANTATION PT #PR RB900-1245
Legal Subdivision	PARK PLACE @ PLANTATION POINT
Legal Lot Number	35,71
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2015
Census Tract	11425

Owner

649 Park Pl Dr is owned by an individual who acquired it in April 2026.

Source: Richland County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1 UPPER LOOP WAY, COLUMBIA, SC 29212-2861
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Mar 23, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK
Feb 21, 2020	Grant Deed, Transfer · Conventional with PMI FIRST CITIZENS BK
Jun 20, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2020 · Amount on File
Deed Sale	Feb 21, 2020 · Amount on File
Prior Sale	Jun 20, 2017 · Amount on File
Deed Document Number	20209850
Deed Book / Page	2471 / 359
Last Transfer Date	Apr 27, 2026
Transfer Doc	0031230627
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	May 1, 2026
Property Address	649 PARK PLACE DR, ELGIN, SC 29045-8238
Document Number	0031230627
Book / Page	3123 / 627
Instrument Date	Apr 27, 2026
Instrument	202620768
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	649 PARK PLACE DR, ELGIN, SC 29045-8238
Document Number	2480/1856
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 PARK PLACE DR ELGIN SC 290458238, ELGIN, SC 29045-8238

Mortgage

Document Number	2480/1856
Date	Mar 30, 2020
Book Page	002480/001856
Instrument	16158

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 29, 2045

Interest

Rate Type	Adjustable Rate

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Feb 21, 2020
Property Address	649 PARK PLACE DR, ELGIN, SC 29045-8238
Document Number	2471/0359
Book / Page	002471 / 000359
Instrument Date	Feb 21, 2020
Instrument	9850
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$755.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	649 PARK PLACE DR ELGIN SC 290458238, ELGIN, SC 29045-8238

Mortgage

Document Number	2471/0362
Date	Feb 21, 2020
Book Page	002471/000362
Instrument	9851

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29223

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Jun 20, 2017
Property Address	649 PARK PLACE DR, ELGIN, SC 29045-8238
Document Number	2220/3315
Book / Page	002220 / 003315
Instrument Date	Jun 14, 2017
Instrument	46203
Transaction Type	Transfer
Record Updated	Jul 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$717.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 PARK PLACE DR ELGIN SC 290458238, ELGIN, SC 29045-8238

Tax Assessment & Valuation

The 2025 property tax bill for 649 Park Pl Dr was $1,917.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,917.00 Homeowner's exemption	$8,160 (-96.52%)	$276,100 (-) Land $38,800 Building $237,300
2024		$234,600 (+2,775%)	$276,100 (+35.34%) Land $38,800 Building $237,300
2023		$8,160	$204,000
2022	$3,220.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 649 Park Pl Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 Park Pl Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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