641 Park Pl Dr, Elgin, SC 29045 Property Records

Richland County property record for 641 Park Pl Dr, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,904 sqft · built 2006
Lot Size	0.241 acres (10,501 sqft)
Owner	2 Individual Names on File
Last Sale	$306,000 (Jul 2026)
Tax Bill	$2,240 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25901-02-02`

Property Details

APN / Parcel Number

Primary APN	`25901-02-02`
Alternative APNs	`R25901-02-02` `01799959`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,904 sqft Heated Area
Gross Area	2,568 sqft
1st Floor Area	1,644 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,501 sqft (0.241 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01799959
Street Address	641 PARK PLACE DR
City	ELGIN
State	SC
Zip	29045-8238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MD
Legal Description	LOT 36 60X145X60X144.9 #SU PARKPLACE @ PLANTATION PT #PR RB900-1245
Legal Subdivision	PARK PLACE @ PLANTATION POINT
Legal Lot Number	36,60
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2015
Census Tract	11425

Owner

641 Park Pl Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Richland County records, as of August 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	641 PARK PLACE DR, ELGIN, SC 29045-8238
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE CREDIT UNION
Aug 24, 2022	Intrafamily Transfer, Transfer
Sep 10, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2026 · Amount on File
Deed Sale	Jul 22, 2026 · Amount on File
Prior Sale	Feb 5, 2025 · Amount on File
Deed Document Number	202636269
Deed Book / Page	3150 / 267
Prior Transfer Date	Sep 25, 2015
Prior Transfer Doc	2061/0537
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Jul 22, 2026
Property Address	641 PARK PLACE DR, ELGIN, SC 29045-8238
Document Number	0000036269
Book / Page	3150 / 267
Instrument Date	Jul 8, 2026
Instrument	202636269
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80,355.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 PARK PLACE DR, ELGIN, SC 29045-8238

Mortgage

Document Number	0000036270,
Date	Jul 22, 2026
Book Page	3150/274
Instrument	202636270

Lender

Name	STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND SC
Recording Date	Aug 24, 2022
Property Address	641 PARK PLACE DR, ELGIN, SC 29045-8238
Document Number	0027733497
Book / Page	2773 / 3497
Map Reference	MB 900 PG 1254
Instrument Date	Aug 23, 2022
Instrument	2022048179
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	641 PARK PLACE DR, ELGIN, SC 29045-8238

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Sep 10, 2019
Property Address	641 PARK PLACE DR, ELGIN, SC 29045-8238
Document Number	2427/0045
Book / Page	002427 / 000045
Instrument Date	Sep 6, 2019
Instrument	66630
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$719.65
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	641 PARK PLACE DR ELGIN SC 290458238, ELGIN, SC 29045-8238

Tax Assessment & Valuation

The 2025 property tax bill for 641 Park Pl Dr was $2,240.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,240.00	$7,780 (-96.52%)	$285,200 (-) Land $38,800 Building $246,400
2024		$223,700 (+2,775.32%)	$285,200 (+46.63%) Land $38,800 Building $246,400
2023		$7,780	$194,500
2022	$3,474.00 (+99.31%)
2021	$1,743.00	$7,780	$194,500 Land $30,000 Building $164,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 641 Park Pl Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 Park Pl Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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