649 N Main St, Canton, NC 28716 Property Records

Haywood County property record for 649 N Main St, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,080 sqft · built 1924
Lot Size	0.175 acres (7,640 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (May 2023)
Tax Bill	$747 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8667-04-8689`

Property Details

APN / Parcel Number

Primary APN	`8667-04-8689`
Alternative APNs	`270722` `278437`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Heated Area
Gross Area	1,192 sqft
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Conventional
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	7,640 sqft (0.175 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	278437
Street Address	649 N MAIN ST
City	CANTON
State	NC
Zip	28716-4290
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CNR2
Legal Description	PT #4-5 LAWRANCE PARKER-LEE LANDS
Legal Subdivision	LAWRANCE PARKER-LEE LANDS
Legal Unit	4
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	4
Census Block	4002
Census Tract	920202

Owner

649 N Main St is owned and occupied by an individual who bought it in May 2023.

Source: Haywood County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	649 N MAIN ST, CANTON, NC 28716-4290
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Warranty Deed, Transfer · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Dec 10, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 24, 2017	Warranty Deed, Transfer · FHA Mortgage UNITED COMMUNITY MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2023 · Amount on File
Deed Sale	May 10, 2023 · Amount on File
Prior Sale	Dec 10, 2021 · Amount on File
Deed Document Number	20233927
Deed Book / Page	1086 / 548
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	May 10, 2023
Property Address	649 N MAIN ST, CANTON, NC 28716-4290
Document Number	0010860548
Book / Page	1086 / 548
Map Reference	MB 247 PG 697
Instrument Date	May 9, 2023
Instrument	2023003927
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1708 HALF PINT LOOP, FORT MILL, SC 29708-0247

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 N MAIN ST, CANTON, NC 28716-4290

Mortgage

Document Number	2023003928
Date	May 10, 2023
Instrument	2023003928

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	649 N MAIN ST, CANTON, NC 28716-4290
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009962359
Date	May 6, 2020
Book Page	996/2359
Instrument	2020004077

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Dec 10, 2021
Property Address	649 N MAIN ST, CANTON, NC 28716-4290
Document Number	0010500813
Book / Page	1050 / 813
Map Reference	MB B
Instrument Date	Dec 3, 2021
Instrument	2021015257
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1310 CRYMES COVE ROAD, CANTON, NC 28716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 N MAIN STREET, CANTON, NC 28716-4290

Mortgage

Document Number	0001050816
Date	Dec 10, 2021
Instrument	1050/816

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Mar 24, 2017
Property Address	649 N MAIN ST, CANTON, NC 28716-4290
Document Number	0009251038
Book / Page	925 / 1038
Instrument Date	Mar 24, 2017
Instrument	2017002639
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$136.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 PATTON AVE, 12, CANTON, NC 28716-3831

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 N MAIN ST, CANTON, NC 28716-3939

Mortgage

Document Number	2017002640
Date	Mar 24, 2017
Instrument	2017002640

Lender

Name	UNITED COMMUNITY MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 649 N Main St was $747.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Canton Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,000 (-) Land $18,900 Building $88,100
2025	$747.00	$107,000 Land $18,900 Building $88,100	$107,000 Land $18,900 Building $88,100
2023		$107,000 Land $18,900 Building $88,100	$107,000 Land $18,900 Building $88,100
2021			$107,000 Land $18,900 Building $88,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 649 N Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 N Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CANTON serves 7,850 people · EPA ID NC0144015
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on N Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures