635 N Main St, Canton, NC 28716 Property Records

Haywood County property record for 635 N Main St, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 744 sqft · built 1935
Lot Size	0.187 acres (8,154 sqft)
Owner	Individual Name on File
Last Sale	$78,500 (Apr 2017)
Tax Bill	$726 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8667-04-7578`

Property Details

APN / Parcel Number

Primary APN	`8667-04-7578`
Alternative APN	`247689`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	744 sqft Heated Area
Gross Area	943 sqft
1st Floor Area	744 sqft
Basement Area	558 sqft
Unfinished Basement	558 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Conventional
Exterior Material	Aluminum Siding
Roof Material	Asphalt
Lot Area	8,154 sqft (0.187 acres)
Garage Area	288 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	247689
Street Address	635 N MAIN ST
City	CANTON
State	NC
Zip	28716-4290
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CNR2
Legal Description	#1-3 & PT #4 LAWRANCE PARKER-LEE LANDS
Legal Subdivision	LAWRANCE PARKER-LEE LANDS
Legal Unit	1
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	4
Census Block	4002
Census Tract	920202

Owner

635 N Main St is owned and occupied by an individual who bought it in April 2017.

Source: Haywood County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	635 N MAIN ST, CANTON, NC 28716-4290
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 5, 2017	Warranty Deed, Transfer CONSUMER R/E FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2017 · Amount on File
Deed Sale	Apr 5, 2017 · Amount on File
Deed Document Number	20173061
Deed Book / Page	926 / 469
Prior Transfer Date	Mar 10, 2014
Prior Transfer Doc	0008640362
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	635 N MAIN ST, CANTON, NC 28716-4290
Transaction Type	Mortgage
Record Updated	May 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 N MAIN ST, CANTON, NC 28716-4290

Mortgage

Document Number	0010851589
Date	May 2, 2023
Book Page	1085/1589
Instrument	2023003625

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	EDGEWOOD, MD 21040

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2053

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Apr 5, 2017
Property Address	635 N MAIN ST, CANTON, NC 28716-4290
Document Number	0009260471
Book / Page	000926 / 000471
Instrument Date	Mar 30, 2017
Instrument	3061
Transaction Type	Transfer
Record Updated	Apr 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 N MAIN ST CANTON NC 287163939, CANTON, NC 28716-3939

Mortgage

Document Number	9260472
Date	Apr 5, 2017
Book Page	000926/000472
Instrument	3062

Lender

Name	CONSUMER R/E FIN
Type	Funding / Finance Company
Address	FORT LAUDERDALE, FL 33301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 635 N Main St was $726.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Canton Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,100 (-) Land $20,000 Building $83,100
2025	$726.00	$103,100 Land $20,000 Building $83,100	$103,100 Land $20,000 Building $83,100
2023		$103,100 Land $20,000 Building $83,100	$103,100 Land $20,000 Building $83,100
2021			$103,100 Land $20,000 Building $83,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 635 N Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 635 N Main St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CANTON serves 7,850 people · EPA ID NC0144015
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: Verizon.

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