649 Monroe St, Quincy, IL 62301 Property Records

Adams County property record for 649 Monroe St, Quincy, IL 62301

Property Summary

Property Type	Single Family Home
Lot Size	0.261 acres (2,484 sqft)
Owner	Individual Name on File
Last Sale	$123,000 (May 2022)
Tax Bill	$2,228 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`233173200000`

Property Details

APN / Parcel Number

Primary APN	`233173200000`

Exterior

Lot Area	2,484 sqft (0.261 acres)
Lot Dimensions	69 ft deep x 36 ft wide

Location & Zoning

Street Address	649 MONROE ST
City	QUINCY
State	IL
Zip	62301-5350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 11 2S9W LOT 14 BLK 4 BERRIAN SURVEY E 36FT OF S 69FT OF LOT 14
Legal Range	09W
Legal Township	02S
Legal Section	11
Legal Subdivision	G W & W BERRIANS ADD
Legal Block	4
Legal Lot Number	14
Jurisdiction	ADAMS IL
Township / Civil Division	QUINCY
Census Block Group	3
Census Block	3004
Census Tract	800

Owner

649 Monroe St is owned and occupied by an individual who bought it in May 2022.

Source: Adams County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	649 MONROE ST, QUINCY, IL 62301-5350
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Limited Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Sep 16, 2020	Warranty Deed, Transfer · Commercial Mortgage TOWN & COUNTRY BANK
Aug 24, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2022 · Amount on File
Deed Sale	May 19, 2022 · Amount on File
Prior Sale	Sep 16, 2020 · Amount on File
Deed Document Number	20223683
Record Updated	Jun 8, 2026

May 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	May 19, 2022
Property Address	649 MONROE ST, QUINCY, IL 62301-5350
Document Number	2022R03683
Instrument Date	May 17, 2022
Instrument	2022R-03683
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	TITLE CTRS, TITLE CENTER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 MONROE ST, QUINCY, IL 62301-5350

Mortgage

Document Number	2022R03684
Date	May 19, 2022
Instrument	2022R-03684

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	5.38%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	Sep 16, 2020
Property Address	649 MONROE ST, QUINCY, IL 62301-5350
Document Number	2020R08887
Instrument Date	Sep 14, 2020
Instrument	2020R-08887
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Tax	$31.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 MAINE ST STE 5, 5, QUINCY, IL 62301-3950
Investor	Possibly a Property Investor

Mortgage

Document Number	2020R08888
Date	Sep 16, 2020
Instrument	2020R-08888

Lender

Name	TOWN & COUNTRY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS IL
Recording Date	Aug 24, 2020
Property Address	649 MONROE ST, QUINCY, IL 62301-5350
Document Number	2020R07731
Instrument Date	Jun 22, 2020
Instrument	2020R-07731
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 E WASHINGTON ST, MT STERLING, IL 62353-1313

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Quincy Township
Municipality	Quincy City
Unified School District	Quincy School District 172 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,590 Land $1,440 Building $41,150	$127,770 Land $4,320 Building $123,450
2024	$2,228.00
2022		$17,000 Land $1,180 Building $15,820	$51,000 Land $3,540 Building $47,460
2021	$1,148.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 649 Monroe St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1983–2008)
Most Recent Claim	Jun 2008 · Severe Storms And Flooding
Claims by Event	Flooding, May 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 649 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUINCY serves 42,000 people · EPA ID IL0010650
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Adams Telsystems Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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