640 Monroe St, Quincy, IL 62301 Property Records

Adams County property record for 640 Monroe St, Quincy, IL 62301

Property Summary

Property Type	Single Family Home
Lot Size	0.13 acres (5,640 sqft)
Owner	Individual Name on File
Last Sale	$68,000 (Jan 2024)
Tax Bill	$1,102 (2024)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Feb 2006 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`233181900000`

Property Details

APN / Parcel Number

Primary APN	`233181900000`

Exterior

Lot Area	5,640 sqft (0.13 acres)
Lot Dimensions	141 ft deep x 40 ft wide

Location & Zoning

Street Address	640 MONROE ST
City	QUINCY
State	IL
Zip	62301-5351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 9 BERRIAN SURVEY N 141FT LOT 3
Legal Range	9W
Legal Township	2S
Legal Section	11
Legal Subdivision	GW AND W BERRIANS ADD
Legal Block	9
Legal Lot Number	3
Jurisdiction	ADAMS IL
Township / Civil Division	QUINCY
Census Block Group	3
Census Block	3007
Census Tract	800

Owner

640 Monroe St is owned and occupied by an individual who bought it in January 2024.

Source: Adams County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	640 MONROE ST, QUINCY, IL 62301-5351
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Warranty Deed, Transfer · Conventional Mortgage BEARDSTOWN SAVINGS BANK
Feb 28, 2006	Executor's Deed, Transfer · Line of Credit CENTRAL STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2024 · Amount on File
Deed Sale	Jan 18, 2024 · Amount on File
Deed Document Number	2024321
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	Jan 18, 2024
Property Address	640 MONROE ST, QUINCY, IL 62301-5351
Document Number	2024R00321
Instrument Date	Jan 17, 2024
Instrument	2024R-00321
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	TITLE CTRS, TITLE CENTER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 MONROE ST, QUINCY, IL 62301-5351

Mortgage

Document Number	2024R00322
Date	Jan 18, 2024
Instrument	2024R-00322

Lender

Name	BEARDSTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.63%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	7.63%
Max Rate At Change	10.1%
Index	1-Year CMT
Max Rate	14.6%

February 2006: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	ADAMS IL
Recording Date	Feb 28, 2006
Property Address	640 MONROE ST, QUINCY, IL 62301-5351
Document Number	0706/01905
Book / Page	0706 / 01905
Instrument Date	Feb 28, 2006
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount on Record
Tax	$40.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	530 N 30TH ST # ST28, 530, QUINCY, IL 62301-3604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4810 SUNVIEW DR, QUINCY, IL 62305-8642
Investor	Possibly a Property Investor

Mortgage

Document Number	0070601906
Date	Feb 28, 2006
Instrument	0070601906

Lender

Name	CENTRAL STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Mortgage

Document Number	0706/02350
Date	Mar 10, 2006
Book Page	0706/02350

Lender

Name	CENTRAL STATE BANK
Type	Bank
Address	QUINCY, IL 62301

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	8.5%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Quincy Township
Municipality	Quincy City
Unified School District	Quincy School District 172 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,550 Land $2,490 Building $21,060	$70,650 Land $7,470 Building $63,180
2024	$1,102.00
2022		$22,100 Land $2,040 Building $20,060	$66,300 Land $6,120 Building $60,180
2021	$1,079.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 640 Monroe St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1983–2008)
Most Recent Claim	Jun 2008 · Severe Storms And Flooding
Claims by Event	Flooding, May 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 640 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUINCY serves 42,000 people · EPA ID IL0010650
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Adams Telsystems Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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