Calhoun County property record for 649 Minges Rd E, Battle Creek, MI 49015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,860 sqft · built 1968 |
| Lot Size | 0.441 acres (19,210 sqft) |
| Owner | Individual Name on File |
| Last Sale | $213,000 (Apr 2015) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5500-09-650-0 |
| Primary APN | 5500-09-650-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,860 sqft Living Area |
| 1st Floor Area | 1,050 sqft |
| Basement Area | 1,050 sqft |
| Unfinished Basement | 1,050 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Lot Area | 19,210 sqft (0.441 acres) |
| Lot Dimensions | 160 ft deep x 99 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 649 MINGES RD E |
|---|---|
| City | BATTLE CREEK |
| State | MI |
| Zip | 49015-4719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | MINGES BROOK ACRES 2 LOT 50 |
| Legal Range | 8W |
| Legal Township | 2S |
| Legal Subdivision | MINGES BROOK ACRES #2 |
| Legal Lot Number | 50 |
| Jurisdiction | CALHOUN MI |
| Township / Civil Division | BATTLE CREEK |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 1700 |
649 Minges Rd E is owned and occupied by an individual who bought it in April 2015.
Source: Calhoun County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 649 MINGES RD E, BATTLE CREEK, MI 49015-4719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2015 · Amount on File |
| Deed Sale | Apr 27, 2015 · Amount on File |
| Prior Sale | Sep 11, 2008 · Amount on File |
| Deed Book / Page | 3963 / 801 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN MI |
| Property Address | 649 MINGES RD E, BATTLE CREEK, MI 49015-4719 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 649 MINGES RD E, BATTLE CREEK, MI 49015-4719 |
| Document Number | 4566/295 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 4566/295 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2026 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.5% |
| Index | Other |
| Max Rate | 7.5% |
Source: Calhoun County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Calhoun County |
| Municipality | Battle Creek City |
| Unified School District | Lakeview School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,700 (+8.34%) | ||
| 2025 | Homeowner's exemption | $127,100 | $275,400 (+8.34%) |
| 2024 | $254,200 (+26.72%) | ||
| 2023 | $100,300 | $200,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 649 Minges Rd E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 649 Minges Rd E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BATTLE CREEK - VERONA SYSTEM serves 43,975 people · EPA ID MI0000450 |
|---|---|
| Water Source | Groundwater |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2025 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2020 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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