644 Minges Rd E, Battle Creek, MI 49015 Property Records

Calhoun County property record for 644 Minges Rd E, Battle Creek, MI 49015

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,058 sqft · built 1960
Lot Size	0.399 acres (17,380 sqft)
Owner	Individual Name on File
Last Sale	$181,500 (May 2020)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5500-09-669-0`

Property Details

APN / Parcel Number

Primary APN	`5500-09-669-0`
Alternative APN	`52-5500-09-669-0`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,058 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	17,380 sqft (0.399 acres)
Lot Dimensions	151 ft deep x 92.2 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	644 MINGES RD E
City	BATTLE CREEK
State	MI
Zip	49015-4759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	MINGES BROOK ACRES 2 LOT 69
Legal Range	8W
Legal Township	2S
Legal Subdivision	MINGES BROOK ACRES #2
Legal Lot Number	69
Jurisdiction	CALHOUN MI
Township / Civil Division	BATTLE CREEK
Census Block Group	3
Census Block	3015
Census Tract	1700

Owner

644 Minges Rd E is owned and occupied by an individual who bought it in May 2020.

Source: Calhoun County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	13140 KERR TRL, DALLAS, TX 75244-5504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2020 · Amount on File
Deed Sale	May 27, 2020 · Amount on File
Prior Sale	Jul 23, 1998
Deed Book / Page	4422 / 900
Prior Transfer Date	Jul 11, 2016
Prior Transfer Doc	04066/0932
Record Updated	Oct 29, 2026

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALHOUN MI
Recording Date	May 27, 2020
Property Address	644 MINGES RD E, BATTLE CREEK, MI 49015-4759
Document Number	004422/900
Book / Page	4422 / 900
Instrument Date	May 12, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,560.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	644 MINGES RD E, BATTLE CREEK, MI 49015-4759
Investor	Possibly a Property Investor

Mortgage

Document Number	0004422902
Date	May 27, 2020
Instrument	4422/902

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Calhoun County
Municipality	Battle Creek City
Unified School District	Lakeview School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,900 (+7.35%)
2025	Homeowner's exemption	$156,400	$335,800 (+7.35%)
2024			$312,800 (+14.67%)
2023		$136,387	$272,774

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 644 Minges Rd E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 644 Minges Rd E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATTLE CREEK - VERONA SYSTEM serves 43,975 people · EPA ID MI0000450
Water Source	Groundwater
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2025
Treatment and Procedure	Corrosion control Jan 2020
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20