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649 Matthew Ln, San Marcos, CA 92069 Property Records

San Diego County property record for 649 Matthew Ln, San Marcos, CA 92069

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,262 sqft · built 1988
Lot Size0.137 acres (5,972 sqft)
OwnerTrust Name on File
Last Sale$109,000 (Jul 1987)
Tax Bill$2,714 (2025)
Deeds & MortgagesNov 2020 Mortgage
Jun 2018 Transfer
Flood ZoneZone X (minimal risk)
APN226-720-23-00

Property Details

APN / Parcel Number

Primary APN226-720-23-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,262 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Lot Area5,972 sqft (0.137 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address649 MATTHEW LN
CitySAN MARCOS
StateCA
Zip92069-3273
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-10 (PR
Legal DescriptionLOT 14 TR 011520
Legal SubdivisionSAN MARCOS THE QUORUM
Legal Tract011520
Legal Block2
Legal Lot Number14
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract20024

Owner

649 Matthew Ln is owner-occupied and held in a trust since June 2018.

Source: San Diego County records, as of July 28, 2026

Owner of RecordTrust Name on File
Mailing Address649 MATTHEW LN, SAN MARCOS, CA 92069-3273
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
SAN DIEGO COUNTY CU
Jun 11, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 1987 · Amount on File
Deed SaleJul 31, 1987 · Amount on File
Prior SaleMar 9, 1987 · Amount on File
Deed Document Number1987434280
Last Transfer DateJun 5, 2018
Transfer Doc0000234633
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address649 MATTHEW LN, SAN MARCOS, CA 92069-3273
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 MATTHEW LN, SAN MARCOS, CA 92069-3273

Mortgage

Document Number0000691823
DateNov 5, 2020
Instrument2020-0691823
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueDec 1, 2040

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 11, 2018
Property Address649 MATTHEW LN, SAN MARCOS, CA 92069-3273
Document Number0000234633
Instrument DateJun 5, 2018
Instrument234633
Transaction TypeTransfer
Record UpdatedJun 19, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address649 MATTHEW LN SAN MARCOS CA 920693273, SAN MARCOS, CA 92069-3273

Tax Assessment & Valuation

The 2025 property tax bill for 649 Matthew Ln was $2,714 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Marcos City
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$240,915 (+2%) Land $78,074 Building $162,841
2025$2,714.00 Homeowner's exemption$236,193 Land $76,544 Building $159,649
2023$2,524.00 (+1.41%) Homeowner's exemption$227,023 Land $73,573 Building $153,450
2022$2,489.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 649 Matthew Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimMar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 649 Matthew Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLECITOS WD
serves 114,700 people · EPA ID CA3710002
Water SourcePurchased surface water from several systems
Last State InspectionMar 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile.

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