San Diego County property record for 643 Matthew Ln, San Marcos, CA 92069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,233 sqft · built 1989 |
| Lot Size | 0.189 acres (8,253 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $920,000 (Aug 2024) |
| Tax Bill | $10,607 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 226-720-20-00 |
| Primary APN | 226-720-20-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,233 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 8,253 sqft (0.189 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 643 MATTHEW LN |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92069-3273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 (PR |
| Legal Description | LOT 11 TR 011520 |
| Legal Subdivision | SAN MARCOS THE QUORUM |
| Legal Tract | 011520 |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20024 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 643 MATTHEW LN, SAN MARCOS, CA 92069-3273 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 24, 2017 | Deed of Trust, Mortgage · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Mar 30, 2020 | Quit Claim Deed, Transfer INTERCAP LNDG |
| Apr 29, 2019 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2024 · Amount on Record |
| Deed Sale | Aug 21, 2024 · Amount on Record |
| Prior Sale | Apr 29, 2019 · Amount on Record |
| Deed Document Number | 2024222682 |
| Prior Transfer Date | Mar 24, 2020 |
| Prior Transfer Doc | 0000163805 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 643 MATTHEW LN, SAN MARCOS, CA 92069-3273 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000090363 |
|---|---|
| Date | Feb 24, 2017 |
| Instrument | 2017-0090363 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93309 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 30, 2020 |
| Property Address | 643 MATTHEW LN, SAN MARCOS, CA 92069-3273 |
| Document Number | 0000163805 |
| Instrument Date | Mar 24, 2020 |
| Instrument | 163805 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 643 MATTHEW LN SAN MARCOS CA 920693273, SAN MARCOS, CA 92069-3273 |
| Document Number | 163806 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 163806 |
| Name | INTERCAP LNDG |
|---|---|
| Address | DRAPER, UT 84020 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 29, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 29, 2019 |
| Property Address | 643 MATTHEW LN, SAN MARCOS, CA 92069-3273 |
| Document Number | 0000156968 |
| Map Reference | MAP 11520 |
| Instrument Date | Apr 5, 2019 |
| Instrument | 2019-0156968 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 643 MATTHEW LN, SAN MARCOS, CA 92069-3273 |
| Document Number | 0000156969 |
|---|---|
| Date | Apr 29, 2019 |
| Instrument | 2019-0156969 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $938,400 (+2%) Land $714,000 Building $224,400 | |
| 2025 | $10,607.00 (+61.91%) | $920,000 (+57.44%) Land $700,000 Building $220,000 |
| 2023 | $6,551.00 (+1.35%) | $584,346 Land $268,931 Building $315,415 |
| 2022 | $6,464.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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