649 Main St, Ashby, MA 01431 Property Records

Middlesex County and Ashby Town property record for 649 Main St, Ashby, MA 01431

Property Summary

Property Type	Triplex
Details	5 bd · 3.5 ba · 4,464 sqft · built 1801
Lot Size	16.9 acres (740,368 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Aug 2022)
Tax Bill	$9,448 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:009.0 B:0033 L:0000.0`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:009.0 B:0033 L:0000.0`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Units	3 Units
Stories	2 Stories
Building Area	4,464 sqft Living Area
Gross Area	4,674 sqft
1st Floor Area	2,106 sqft
Basement Area	492 sqft
Unfinished Basement	492 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1801
Effective Year Built	Effective 1941
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	740,368 sqft (16.9 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	649 MAIN ST
City	ASHBY
State	MA
Zip	01431-2309
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R
Legal Block	33
Jurisdiction	ASHBY MA
Township / Civil Division	ASHBY
Census Block Group	2
Census Block	2016
Census Tract	300100

Owner

Source: Middlesex County and Ashby Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	649 MAIN ST, ASHBY, MA 01431-2309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC
Aug 17, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2022 · Amount on Record
Deed Sale	Aug 5, 2022 · Amount on Record
Prior Sale	Nov 20, 2015
Deed Book / Page	80543 / 187
Record Updated	Oct 29, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBY MA
Recording Date	Aug 5, 2022
Property Address	649 MAIN ST, ASHBY, MA 01431-2309
Document Number	080543-187
Book / Page	80543 / 187
Instrument Date	Aug 5, 2022
Instrument	120536
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	649 MAIN ST, ASHBY, MA 01431-2309
Investor	Possibly a Property Investor

Mortgage

Document Number	0000120537
Date	Aug 5, 2022
Instrument	120537

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBY MA
Recording Date	Aug 17, 2021
Property Address	649 MAIN ST, ASHBY, MA 01431-2309
Document Number	78490-59
Book / Page	78490 / 59
Instrument Date	Aug 16, 2021
Instrument	184278
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	649 MAIN ST, ASHBY, MA 01431-2309

Tax Assessment & Valuation

Source: Middlesex County and Ashby Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashby Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$9,448.00 (+11.19%)	$599,500 (+7.46%) Land $112,700 Building $486,800
2025	$8,497.00 (-1.76%)	$557,900 (+0.18%) Land $112,700 Building $445,200
2024	$8,649.00 (-5.86%)	$556,900 (-0.46%) Land $110,300 Building $446,600
2023	$9,187.00	$559,500 Land $105,500 Building $454,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Main St

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