Middlesex County and Ashby Town property record for 635 Main St, Ashby, MA 01431
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,939 sqft · built 1933 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $131,000 (Jun 2000) |
| Tax Bill | $5,346 (2026) |
| Deeds & Mortgages | Apr 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | ASHB M:009.0 B:0034 L:0000.0 |
| Primary APN | ASHB M:009.0 B:0034 L:0000.0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,939 sqft Living Area |
| Gross Area | 2,154 sqft |
| 1st Floor Area | 1,359 sqft |
| Basement Area | 1,159 sqft |
| Unfinished Basement | 1,159 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 635 MAIN ST |
|---|---|
| City | ASHBY |
| State | MA |
| Zip | 01431-2309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 34 |
| Jurisdiction | ASHBY MA |
| Township / Civil Division | ASHBY |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 300100 |
Source: Middlesex County and Ashby Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 635 MAIN ST, ASHBY, MA 01431-2309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2000 · Amount on Record |
| Deed Sale | Jun 30, 2000 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHBY MA |
| Property Address | 635 MAIN ST, ASHBY, MA 01431-2309 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 080013-552 |
|---|---|
| Date | Apr 22, 2022 |
| Book Page | 80013/552 |
| Instrument | 60024 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Ashby Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ashby Town |
| Unified School District | North Middlesex School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,346.00 (-3.43%) | $339,200 (-6.69%) Land $64,300 Building $274,900 | $414,019 (+28.52%) |
| 2025 | $5,536.00 (+6.61%) | $363,500 (+8.7%) Land $64,300 Building $299,200 | $322,145 (-4.13%) |
| 2024 | $5,193.00 (-9.43%) | $334,400 (-4.24%) Land $61,900 Building $272,500 | $336,015 |
| 2023 | $5,734.00 | $349,200 Land $57,100 Building $292,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
4G LTE only, no 5G reported
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