Carroll County property record for 649 Locust Rd, Milton, KY 40045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 960 sqft |
| Lot Size | 2.33 acres (101,495 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $729 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14 |
| Primary APN | 06-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Basement Area | 960 sqft |
| Finished Basement | 960 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 101,495 sqft (2.33 acres) |
| Terrain | Rolling |
| Driveway | Gravel Driveway |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 46501 |
|---|---|
| Street Address | 649 LOCUST RD |
| City | MILTON |
| State | KY |
| Zip | 40045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 2.33 ACRES |
| Jurisdiction | CARROLL KY |
| Township / Civil Division | PRESTONVILLE |
| Census Block Group | 1 |
| Census Block | 1074 |
| Census Tract | 950300 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 649 W PRONG LOCUST RD, MILTON, KY 40045-6060 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Carroll County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carroll County |
| Unified School District | Carroll County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $729.00 (-0.27%) | $68,000 (-) Land $10,000 Building $58,000 | $68,000 (-) Land $10,000 Building $58,000 |
| 2025 | $731.00 (+0.27%) | $68,000 (-) Land $10,000 Building $58,000 | $68,000 (-) Land $10,000 Building $58,000 |
| 2023 | $729.00 | $68,000 Land $10,000 Building $58,000 | $68,000 Land $10,000 Building $58,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 37 (1995–2025) |
| Claims Outside the SFHA | 1 of 37 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARROLLTON UTILITIES serves 6,851 people · EPA ID KY0210067 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
4G LTE (outdoors only), no 5G reported
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