532 Locust Rd, Milton, KY 40045 Property Records

Carroll County property record for 532 Locust Rd, Milton, KY 40045

Property Summary

Property Type	Mobile Home
Lot Size	33 acres (1,437,480 sqft)
Owner	Individual Name on Record
Last Sale	$167,500 (Jun 2018)
Tax Bill	$571 (2026)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-16-02-01&06-16-02`

Property Details

APN / Parcel Number

Primary APN	`06-16-02-01&06-16-02`
Alternative APN	`95792`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,756 sqft Building Perimeter
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Roof Type	Gable
Lot Area	1,437,480 sqft (33 acres)
Terrain	Steep

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	95792
Street Address	532 LOCUST RD
City	MILTON
State	KY
Zip	40045
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DOUBLEWIDE, MOBILE & 33 ACRES
Jurisdiction	CARROLL KY
Township / Civil Division	PRESTONVILLE
Census Block Group	1
Census Block	1036
Census Tract	950300

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	532 W PRONG LOCUST RD, MILTON, KY 40045-6079
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2018 · Amount on Record
Deed Sale	Jun 6, 2018 · Amount on Record
Deed Document Number	201894821
Deed Book / Page	208 / 279
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL KY
Recording Date	Jun 6, 2018
Property Address	532 LOCUST RD, MILTON, KY 40045
Document Number	00D208/279
Book / Page	D208 / 279
Instrument Date	May 23, 2018
Instrument	94821
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	KENTUCKIANA TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3414 DORIS CT, 3414, EDGEWOOD, KY 41018-2509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 W PRONG LOCUST RD, MILTON, KY 40045-6079

Mortgage

Document Number	000M243680
Date	Jun 6, 2018
Instrument	M243/680

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Carroll County
Unified School District	Carroll County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$571.00 (-46.59%)	$101,400 (-) Land $6,400 Building $95,000	$174,200 (+71.79%) Land $79,200 Building $95,000
2025	$1,069.00 (+0.38%) Homeowner's exemption	$101,400 (-) Land $6,400 Building $95,000	$101,400 (-) Land $6,400 Building $95,000
2023	$1,065.00	$101,400 Land $6,400 Building $95,000	$101,400 Land $6,400 Building $95,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	37 (1995–2025)
Claims Outside the SFHA	1 of 37
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 16 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 6 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLLTON UTILITIES serves 6,851 people · EPA ID KY0210067
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Locust Rd

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