Monterey County property record for 649 Lighthouse Ave, Pacific Grove, CA 93950
| Property Type | Single Family Home |
|---|---|
| Details | 6 ba · 2,675 sqft · built 1910 |
| Lot Size | 0.113 acres (4,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,875,000 (Aug 2020) |
| Tax Bill | $22,200 (2025) |
| Deeds & Mortgages | Aug 2020 Sale May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-292-001-000 |
| Primary APN | 006-292-001-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 6 Baths |
|---|---|
| Half Baths | 4 Half Baths |
| Total Rooms | 13 Rooms |
| Stories | 3 Stories |
| Building Area | 2,675 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 4,900 sqft (0.113 acres) |
| Old Parcel Number | 006-292-001 |
|---|---|
| Street Address | 649 LIGHTHOUSE AVE |
| City | PACIFIC GROVE |
| State | CA |
| Zip | 93950-2643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PACIFIC GROVE ADD 2 LOT 1 BLK 43 |
| Legal Subdivision | PACIFIC GROVE ADD 2 |
| Legal Block | 43 |
| Legal Lot Number | 1 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 12302 |
649 Lighthouse Ave is owned and occupied by two individuals who bought it in August 2020.
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 649 LIGHTHOUSE AVE, PACIFIC GROVE, CA 93950-2643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2020 | Grant Deed, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA |
| May 20, 2019 | Grant Deed, Transfer · ARM JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2020 · Amount on File |
| Deed Sale | Aug 24, 2020 · Amount on File |
| Prior Sale | May 20, 2019 · Amount on File |
| Deed Document Number | 202042997 |
| Prior Transfer Date | Nov 24, 2012 |
| Prior Transfer Doc | 0000075026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Aug 24, 2020 |
| Property Address | 649 LIGHTHOUSE AVE, PACIFIC GROVE, CA 93950-2643 |
| Document Number | 0000042997 |
| Instrument Date | Aug 17, 2020 |
| Instrument | 42997 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2020 |
| Title Company | ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA |
| Amount | Amount on Record |
|---|---|
| Tax | $2,063.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 117 17TH ST PACIFIC GROVE CA 939502604, PACIFIC GROVE, CA 93950-2604 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | May 20, 2019 |
| Property Address | 649 LIGHTHOUSE AVE, PACIFIC GROVE, CA 93950-2643 |
| Document Number | 0000019936 |
| Map Reference | VOL 1 PG 10 |
| Instrument Date | May 7, 2019 |
| Instrument | 2019019936 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 649 LIGHTHOUSE AVE, PACIFIC GROVE, CA 93950-2643 |
| Document Number | 0000019937 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 2019019937 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
The 2025 property tax bill for 649 Lighthouse Ave was $22,200 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Pacific Grove City |
| Unified School District | Pacific Grove Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,070,150 (+2%) Land $966,070 Building $1,104,080 | |
| 2025 | $22,200.00 Homeowner's exemption | $2,029,560 Land $947,128 Building $1,082,432 |
| 2023 | $21,414.00 (+2.07%) Homeowner's exemption | $1,950,750 Land $910,350 Building $1,040,400 |
| 2022 | $20,979.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 649 Lighthouse Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1983–1986) |
| Most Recent Claim | Feb 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 649 Lighthouse Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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