643 Lighthouse Ave, Pacific Grove, CA 93950 Property Records

Monterey County property record for 643 Lighthouse Ave, Pacific Grove, CA 93950

Property Summary

Property Type	Motel
Details	18 bd · 14.5 ba · 6,181 sqft · built 1968
Owner	Company Name on Record
Tax Bill	$55,439 (2025)
Deeds & Mortgages	Jun 2021 Transfer Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-292-002-000`

Property Details

APN / Parcel Number

Primary APN	`006-292-002-000`
Alternative APN	`006-292-002`

Interior

Bedrooms	18 Beds
Full Baths	14.5 Baths
Half Baths	3 Half Baths
Total Rooms	37 Rooms
Units	13 Units
Stories	2 Stories
Building Area	6,181 sqft Gross Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Other
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Location & Zoning

Old Parcel Number	006-292-002
Street Address	643 LIGHTHOUSE AVE
City	PACIFIC GROVE
State	CA
Zip	93950-2643
Property Category	Commercial
Property Type	Commercial > Retail > Motel
Legal Description	PACIFIC GROVE ADD 2 LOT 3-2 BLK 43 & NE 20 FT OF LOT 4
Legal Subdivision	PACIFIC GROVE ADD 2
Legal Block	43
Legal Lot Number	3,4
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1012
Census Tract	12302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Gosby House Inn listed 1980 · 1 contributing resources · NRIS 80000822

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monterey County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	777 N 1ST ST, 5, SAN JOSE, CA 95112-6350
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Quit Claim Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Dec 29, 2017	Grant Deed, Mortgage · Line of Credit FARMERS & MERCHANTS BK/CTRL CA
Dec 15, 2017	Deed of Trust, Mortgage FARMERS & MERCHANTS BK/CTRL CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2007
Deed Sale	Oct 11, 2007
Prior Sale	Mar 7, 2007 · Amount on Record
Deed Document Number	200776855
Last Transfer Date	Jun 29, 2021
Transfer Doc	0000044919
Record Updated	Oct 29, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 29, 2021
Property Address	643 LIGHTHOUSE AVE, PACIFIC GROVE, CA 93950-2643
Document Number	0000044919
Map Reference	VOL Y
Instrument Date	Jun 29, 2021
Instrument	2021044919
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	777 N 1ST ST FL 5, 5, SAN JOSE, CA 95112-6350

December 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 29, 2017
Property Address	643 LIGHTHOUSE AVE, PACIFIC GROVE, CA 93950-2643
Instrument Date	Dec 15, 2017
Instrument	71855
Transaction Type	Mortgage
Record Updated	Jan 26, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	777 N 1ST ST #5TH SAN JOSE CA 951126337, 5TH, SAN JOSE, CA 95112-6337

Mortgage

Document Number	0000071855
Date	Dec 29, 2017
Instrument	71855

Lender

Name	FARMERS & MERCHANTS BK/CTRL CA
Type	Bank
Address	LOAN CTR 116 W PINE ST, LODI, CA 95241

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	643 LIGHTHOUSE AVE, PACIFIC GROVE, CA 93950-2643
Document Number	0000071840
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 26, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	777 N 1ST ST #5TH SAN JOSE CA 951126337, 5TH, SAN JOSE, CA 95112-6337

Mortgage

Document Number	0000071840
Date	Dec 29, 2017
Instrument	71840

Lender

Name	FARMERS & MERCHANTS BK/CTRL CA
Type	Bank
Address	PO BOX 3000, LODI, CA 95241-1902

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$5,141,641 (+2.12%) Land $3,539,933 Building $1,601,708
2025	$55,439.00 (+2.95%)	$5,034,795 (+3.99%) Land $3,470,523 Building $1,564,272
2023	$53,851.00 (+2.21%)	$4,841,715 Land $3,335,759 Building $1,505,956
2022	$52,689.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–1986)
Most Recent Claim	Feb 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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