649 Lancaster Blvd, Moss Beach, CA 94038 Property Records

San Mateo County property record for 649 Lancaster Blvd, Moss Beach, CA 94038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,650 sqft · built 1984
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Company Names on Record
Last Sale	$1,165,000 (Aug 2019)
Tax Bill	$17,555 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`037-151-330`

Property Details

APN / Parcel Number

Primary APN	`037-151-330`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,650 sqft Living Area
1st Floor Area	880 sqft
2nd Floor Area	770 sqft
Family Room	Family Room

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	649 LANCASTER BLVD
City	MOSS BEACH
State	CA
Zip	94038-9736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100S7
Legal Description	LOTS 41 & 42 BLK 5 MARINE VIEW TERRACE RSM 5/39
Legal Subdivision	MARINE VIEW TERRACE
Legal Block	5
Legal Lot Number	41,42
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	1
Census Block	1006
Census Tract	613600

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	409 BURNING TREE CT, HALF MOON BAY, CA 94019-2206
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Grant Deed, Transfer BANK OF AMERICA
Aug 30, 2019	Quit Claim Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2019 · Amount on Record
Deed Sale	Aug 30, 2019 · Amount on Record
Deed Document Number	201970274
Prior Transfer Date	Aug 13, 2019
Prior Transfer Doc	0000070273
Record Updated	Sep 20, 2026

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 30, 2019
Property Address	649 LANCASTER BLVD, MOSS BEACH, CA 94038-9736
Document Number	0000070274
Instrument Date	Aug 13, 2019
Instrument	70274
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	LAWYERS TITLE/NTHRN CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,281.50
Amount Accuracy	Full Value
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	409 BURNING TREE CT HALF MOON BAY CA 940192206, HALF MOON BAY, CA 94019-2206

Mortgage

Document Number	70275
Date	Aug 30, 2019
Instrument	70275

Lender

Name	BANK OF AMERICA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 30, 2019
Property Address	649 LANCASTER BLVD, MOSS BEACH, CA 94038-9736
Document Number	0000070273
Instrument Date	Aug 13, 2019
Instrument	70273
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1808 TAYLOR AVE BELLINGHAM WA 982256470, BELLINGHAM, WA 98225-6470

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,299,575 (+2%) Land $501,981 Building $797,594
2025	$17,555.00 (+9.93%) Homeowner's exemption	$1,274,094 (+4.04%) Land $492,139 Building $781,955
2023	$15,969.00 (+1.33%) Homeowner's exemption	$1,224,622 Land $473,030 Building $751,592	$950,040
2022	$15,759.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1986–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio.

Cell Coverage

5G and 4G LTE (outdoors only)

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