615 Lancaster Blvd, Moss Beach, CA 94038 Property Records

San Mateo County property record for 615 Lancaster Blvd, Moss Beach, CA 94038

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,889 sqft · built 1956
Lot Size0.109 acres (4,755 sqft)
Owner2 Individual Names on File
Last Sale$585,500 (Oct 2015)
Tax Bill$21,517 (2025)
Deeds & MortgagesAug 2022 Construction Loan
Jul 2022 Construction Loan
+ 3 more
Flood ZoneZone X (minimal risk)
APN037-151-220

Property Details

APN / Parcel Number

Primary APN037-151-220

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,889 sqft Living Area
1st Floor Area1,021 sqft
2nd Floor Area868 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Lot Area4,755 sqft (0.109 acres)
Lot Dimensions74 ft deep x 65 ft wide
Garage Area404 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address615 LANCASTER BLVD
CityMOSS BEACH
StateCA
Zip94038-9736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR100S7
Legal DescriptionLOTS 29 30 BLOCK 5 MARINE VIEW TERRACE RESUB RSM 5/39
Legal SubdivisionMARINE VIEW TERRACE RESUB
Legal Block5
Legal Lot Number29
JurisdictionSAN MATEO CA
Township / Civil DivisionHALF MOON BAY
Census Block Group1
Census Block1006
Census Tract613600

Owner

Source: San Mateo County records · APN 037-151-220

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address615 LANCASTER BLVD, MOSS BEACH, CA 94038-9736
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2022Deed of Trust, Mortgage · Construction Mortgage
MARQUEE FUNDING GROUP INC
Jul 25, 2022Deed of Trust, Mortgage · Construction Mortgage
MARQUEE FUNDING GROUP INC
Oct 12, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FREEDOM MORTGAGE CORP
Feb 02, 2017Deed of Trust, Mortgage · FHA Mortgage
AMERICAN FINANCIAL NETWORK INC
May 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
KRISTJAN HIGDON

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 02, 2015 · Amount on Record
Deed SaleOct 02, 2015 · Amount on Record
Prior SaleAug 19, 2003 · Amount on Record
Deed Document Number2015105048
Prior Transfer DateJun 28, 2001
Prior Transfer Doc0000141455
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address615 LANCASTER BLVD, MOSS BEACH, CA 94038-9736
Transaction TypeMortgage
Record UpdatedSep 09, 2022
Title CompanyFIDELITY NATL TTL CO MULTI C

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 LANCASTER BLVD, MOSS BEACH, CA 94038-9736

Mortgage

Document Number0000060216
DateAug 11, 2022
Instrument2022-060216
Lender
NameMARQUEE FUNDING GROUP INC
TypeNon-Lending Institution
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address615 LANCASTER BLVD, MOSS BEACH, CA 94038-9736
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanyFIDELITY NATIONAL TTL MCLPC

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 LANCASTER BLVD, MOSS BEACH, CA 94038-9736

Mortgage

Document Number0000056681
DateJul 25, 2022
Instrument2022-056681
Lender
NameMARQUEE FUNDING GROUP INC
TypeNon-Lending Institution
AddressCALABASAS, CA 91302
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address615 LANCASTER BLVD, MOSS BEACH, CA 94038-9736
Transaction TypeMortgage
Record UpdatedNov 03, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 LANCASTER BLVD, MOSS BEACH, CA 94038-9736

Mortgage

Document Number0000143854
DateOct 12, 2021
Instrument2021-143854
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address615 LANCASTER BLVD, MOSS BEACH, CA 94038-9736
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011039
DateFeb 02, 2017
Instrument2017-011039
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2047

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address615 LANCASTER BLVD, MOSS BEACH, CA 94038-9736
Document Number0000060567
Instrument DateMay 20, 2020
Transaction TypeMortgage
Record UpdatedJul 24, 2020
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address615 LANCASTER BLVD MOSS BEACH CA 940389736, MOSS BEACH, CA 94038-9736

Mortgage

Document Number0000060567
DateJun 26, 2020
Instrument60567
Lender
NameKRISTJAN HIGDON
AddressPO BOX 370097, MONTARA, CA 94037-0097
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
Unified School DistrictCabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,599,558 (+2%) Land $586,105 Building $1,013,453
2025$21,517.00 (+7.99%)$1,568,195 (+4.04%) Land $574,613 Building $993,582
2024$19,925.00 (+1.71%)
2023$19,590.00 (+35.36%)$1,507,301 Land $552,301 Building $955,000
2022$14,472.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1986–1996)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 1996 · Severe Storms, Flooding, Mud And Landslides

Wildfire

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: Cruzio Internet.

Based on FCC filings for 329 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMONTARA WATER AND SANITARY DISTRICT
serves 6,088 people
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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