649 Gretchen Rd, Chula Vista, CA 91910 Property Records

San Diego County property record for 649 Gretchen Rd, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 830 sqft · built 1951
Lot Size	0.246 acres (10,700 sqft)
Owner	2 Trust Names on File
Last Sale	$585,000 (Feb 2021)
Tax Bill	$7,959 (2025)
Deeds & Mortgages	Nov 2025 Transfer Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`574-211-17-00`

Property Details

APN / Parcel Number

Primary APN	`574-211-17-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	830 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	10,700 sqft (0.246 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	649 GRETCHEN RD
City	CHULA VISTA
State	CA
Zip	91910-6216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 248 TR 002628
Legal Subdivision	CLAIREVISTA
Legal Tract	002628
Legal Block	1
Legal Lot Number	248
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1010
Census Tract	13401

Owner

649 Gretchen Rd is owner-occupied and held in a trust since February 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	649 GRETCHEN RD, CHULA VISTA, CA 91910-6216
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Intrafamily Transfer, Transfer
Oct 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage SAE DIEGO FUNDING
Feb 19, 2021	Grant Deed, Transfer · Conventional Mortgage JMJ FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2021 · Amount on File
Deed Sale	Feb 19, 2021 · Amount on File
Prior Sale	Nov 29, 2000 · Amount on File
Deed Document Number	2021132033
Prior Transfer Date	Oct 24, 1996
Prior Transfer Doc	0000571496
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 5, 2025
Property Address	649 GRETCHEN RD, CHULA VISTA, CA 91910-6216
Document Number	0000312454
Map Reference	MAP 2628
Instrument Date	Oct 27, 2025
Instrument	2025-0312454
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 GRETCHEN RD, CHULA VISTA, CA 91910-6216
Investor	Possibly a Property Investor

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	649 GRETCHEN RD, CHULA VISTA, CA 91910-6216
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	GUARDIAN TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000446444
Date	Oct 7, 2019
Instrument	2019-0446444

Lender

Name	SAE DIEGO FUNDING
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 19, 2021
Property Address	649 GRETCHEN RD, CHULA VISTA, CA 91910-6216
Document Number	0000132033
Map Reference	MAP 2628
Instrument Date	Jan 26, 2021
Instrument	2021-0132033
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	649 GRETCHEN RD, CHULA VISTA, CA 91910-6216

Mortgage

Document Number	0000132034
Date	Feb 19, 2021
Instrument	2021-0132034

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 649 Gretchen Rd was $7,959.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$716,564 (+7.4%) Land $529,957 Building $186,607
2025	$7,959.00	$667,220 Land $519,566 Building $147,654
2023	$7,191.00 (+2.95%)	$608,634 Land $499,392 Building $109,242
2022	$6,985.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 649 Gretchen Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 649 Gretchen Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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