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646 Gretchen Rd, Chula Vista, CA 91910 Property Records

San Diego County property record for 646 Gretchen Rd, Chula Vista, CA 91910

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,860 sqft · built 1951
Lot Size0.207 acres (9,000 sqft)
OwnerIndividual Name on Record
Tax Bill$7,420 (2025)
Deeds & MortgagesNov 2021 Mortgage
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN574-212-07-00

Property Details

APN / Parcel Number

Primary APN574-212-07-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,860 sqft Living Area

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Lot Area9,000 sqft (0.207 acres)
View / LotGood
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address646 GRETCHEN RD
CityCHULA VISTA
StateCA
Zip91910-6258
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 300 TR 002628
Legal SubdivisionCLAIREVISTA
Legal Tract002628
Legal Block1
Legal Lot Number300
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1013
Census Tract13401

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address646 GRETCHEN RD, CHULA VISTA, CA 91910-6258
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2021Intrafamily Transfer, Transfer · FHA Mortgage
FIRST GUARANTY MORTGAGE CORP
Nov 9, 2017Deed of Trust, Mortgage · FHA Mortgage
HOMEPATH LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2021
Deed SaleNov 3, 2021
Prior SaleApr 22, 2015 · Amount on Record
Deed Document Number2021766281
Prior Transfer DateOct 29, 2021
Prior Transfer Doc0000766281
Record UpdatedOct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 3, 2021
Property Address646 GRETCHEN RD, CHULA VISTA, CA 91910-6258
Document Number0000766281
Map ReferenceMAP 2628
Instrument DateOct 29, 2021
Instrument2021-0766281
Transaction TypeTransfer
Record UpdatedNov 12, 2021
Title CompanyWFG NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 GRETCHEN RD, CHULA VISTA, CA 91910-6258

Mortgage

Document Number0000766282
DateNov 3, 2021
Instrument2021-0766282
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address646 GRETCHEN RD, CHULA VISTA, CA 91910-6258
Document Number0000535284
Instrument DateNov 9, 2017
Transaction TypeMortgage
Record UpdatedNov 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 GRETCHEN RD CHULA VISTA CA 919106258, CHULA VISTA, CA 91910-6258

Mortgage

Document Number0000535284
DateNov 16, 2017
Instrument535284
Lender
NameHOMEPATH LNDG
AddressCOSTA MESA, CA 92626
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 15, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$633,073 (+2%) Land $292,652 Building $340,421
2025$7,420.00 (+6.5%) Homeowner's exemption$620,661 (+4.04%) Land $286,914 Building $333,747
2023$6,967.00 (+2.99%) Homeowner's exemption$596,562 Land $275,774 Building $320,788
2022$6,765.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWEETWATER AUTHORITY
serves 184,915 people · EPA ID CA3710025
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber		8,000 / 8,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: GeoLinks.

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