Shelby County property record for 649 Fair Rd, Sidney, OH 45365
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,616 sqft · built 1920 |
| Lot Size | 0.086 acres (3,760 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Feb 2025) |
| Tax Bill | $1,508 (2025) |
| Deeds & Mortgages | Aug 2008 Mortgage Jun 2013 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-1836331.027 |
| Primary APN | 01-1836331.027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,616 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Upper Floors Area | 784 sqft |
| Basement Area | 784 sqft |
| Unfinished Basement | 784 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 3,760 sqft (0.086 acres) |
| Lot Dimensions | 80 ft deep x 47 ft wide |
| Garage Type | Detached |
| Garage Area | 192 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 83 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 649 FAIR RD |
|---|---|
| City | SIDNEY |
| State | OH |
| Zip | 45365-2952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1585 ALL BUT SE COR SAID LOT IN THE CITY OF SIDNEY 020-18-36-331-027 |
| Legal Subdivision | CITY/SIDNEY |
| Legal Lot Number | 1585 |
| Jurisdiction | SHELBY OH |
| Township / Civil Division | CLINTON |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 971900 |
Source: Shelby County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 649 FAIR RD, SIDNEY, OH 45365-2952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 6, 2008 | Deed of Trust, Mortgage · FHA Mortgage OHIO LEGACY BANK NA |
| Jun 20, 2013 | Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA NA |
| Feb 21, 2024 | Sheriff's Deed, Foreclosure |
| Dec 4, 2006 | Warranty Deed, Transfer · ARM WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2025 · Amount on Record |
| Deed Sale | Feb 18, 2025 · Amount on Record |
| Prior Sale | Feb 21, 2024 · Amount on Record |
| Deed Document Number | 2025725 |
| Deed Book / Page | 2324 / 1337 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 649 FAIR RD, SIDNEY, OH 45365-2952 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | TITLE WAVE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 001697/206 |
|---|---|
| Date | Aug 6, 2008 |
| Book Page | 1697/206 |
| Instrument | 200800004973 |
| Name | OHIO LEGACY BANK NA |
|---|---|
| Address | CANTON, OH 44718 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 649 FAIR RD, SIDNEY, OH 45365-2952 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 001916/377 |
|---|---|
| Date | Jun 20, 2013 |
| Book Page | 1916/377 |
| Instrument | 201300003785 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2043 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Feb 21, 2024 |
| Property Address | 649 FAIR RD, SIDNEY, OH 45365-2952 |
| Document Number | 02318/3513 |
| Book / Page | 2318 / 3513 |
| Instrument Date | Feb 21, 2024 |
| Instrument | 202400745 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 28, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3043 TOWNSGATE RD # 200, 200, WESTLAKE VILLAGE, CA 91361-3027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Dec 4, 2006 |
| Property Address | 649 FAIR RD, SIDNEY, OH 45365-2952 |
| Document Number | 001619/380 |
| Book / Page | 1619 / 380 |
| Instrument Date | Nov 30, 2006 |
| Instrument | 200600008616 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 649 FAIR RD, SIDNEY, OH 45365-2952 |
| Document Number | 200600008617 |
|---|---|
| Date | Dec 4, 2006 |
| Instrument | 200600008617 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2036 |
| Prepayment Penalty | 24 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.87% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.25% |
| Max Rate At Change | 11.8% |
| Index | 6-Month LIBOR |
| Max Rate | 14.8% |
Source: Shelby County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | Clinton Township |
| Municipality | Sidney City |
| Unified School District | Sidney City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,508.00 (-5.81%) | $44,950 (-) Land $4,850 Building $40,100 | |
| 2024 | $1,601.00 (-14.52%) Homeowner's exemption | $44,950 (-) Land $4,850 Building $40,100 | |
| 2023 | $1,873.00 (+40.72%) Homeowner's exemption | $44,950 (+35.55%) Land $4,850 Building $40,100 | $128,440 (+35.56%) Land $13,870 Building $114,570 |
| 2022 | $1,331.00 Homeowner's exemption | $33,160 Land $3,500 Building $29,660 | |
| 2020 | $94,750 Land $10,010 Building $84,740 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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