Chesapeake City property record for 649 Estates Way, Chesapeake, VA 23320
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,838 sqft · built 2005 |
| Lot Size | 0.087 acres (1,078 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $237,000 (Jul 2020) |
| Tax Bill | $3,071 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance Jul 2020 Sale & Mortgage |
| APN | 0364010000020 |
| Primary APN | 0364010000020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,838 sqft Living Area |
| 1st Floor Area | 762 sqft |
| Upper Floors Area | 762 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,078 sqft (0.087 acres) |
| Garage Type | Attached |
| Garage Area | 353 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 330 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 649 ESTATES WAY |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-6758 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RMF1: MULT |
| Legal Description | UNIT 102 RIVERWALK ESTATES CONDO PH 1 |
| Legal Subdivision | RIVERWALK ESTATES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20909 |
649 Estates Way, a condominium, is owned by two individuals who bought it in July 2020.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 516 ROBERT FROST RD, CHESAPEAKE, VA 23323-1293 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance VILLAGE CAPITAL & INVESTMENT LLC |
| Jul 2, 2020 | Warranty Deed, Transfer · VA Mortgage NATIONS DIRECT MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2020 · Amount on File |
| Deed Sale | Jul 2, 2020 · Amount on File |
| Prior Sale | Sep 6, 2011 · Amount on File |
| Deed Document Number | 202021685 |
| Deed Book / Page | 10175 / 1035 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 649 ESTATES WAY, CHESAPEAKE, VA 23320-6758 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 10521/1374 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 10521/1374 |
| Instrument | 220005422 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 2, 2020 |
| Property Address | 649 ESTATES WAY, CHESAPEAKE, VA 23320-6758 |
| Document Number | 10175/1035 |
| Book / Page | 10175 / 1035 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 200021685 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 649 ESTATES WAY, CHESAPEAKE, VA 23320-6758 |
| Document Number | 200021686 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 200021686 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 649 Estates Way was $3,071, up 6% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $312,000 (+2.6%) Land $105,000 Building $207,000 | $312,000 (+2.6%) Land $105,000 Building $207,000 | |
| 2025 | $3,071.00 (+6.01%) | $304,100 Land $100,000 Building $204,100 | $304,100 Land $100,000 Building $204,100 |
| 2024 | $2,897.00 | ||
| 2023 | $272,200 (+5.26%) Land $75,000 Building $197,200 | $272,200 (+5.26%) Land $75,000 Building $197,200 | |
| 2022 | $258,600 Land $70,000 Building $188,600 | $258,600 Land $70,000 Building $188,600 | |
| 2019 | $2,419.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 649 Estates Way; there have been 44 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 328 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 366 units insured incl. 38 condo units |
| Nearby Flood Claims | 44 (2003–2025) |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 649 Estates Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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