648 Estates Way, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 648 Estates Way, Chesapeake, VA 23320

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,838 sqft · built 2007
Lot Size	0.028 acres (1,222 sqft)
Owner	2 Individual Names on Record
Last Sale	$266,000 (Aug 2008)
Tax Bill	$3,094 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage
APN	`0364010000270`

Property Details

APN / Parcel Number

Primary APN	`0364010000270`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,838 sqft Living Area
1st Floor Area	762 sqft
Upper Floors Area	762 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,222 sqft (0.028 acres)
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Deck Area	330 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	648 ESTATES WAY
City	CHESAPEAKE
State	VA
Zip	23320-6757
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF1: MULT
Legal Description	UNIT 127 RIVERWALK ESTATES CONDO PH 8
Legal Subdivision	RIVERWALK ESTATES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1000
Census Tract	20909

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	648 ESTATES WAY, CHESAPEAKE, VA 23320-6757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2008 · Amount on Record
Deed Sale	Aug 21, 2008 · Amount on Record
Deed Book / Page	7586 / 95
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	648 ESTATES WAY, CHESAPEAKE, VA 23320-6757
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010691/897
Date	Aug 31, 2023
Book Page	10691/897
Instrument	230018607

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2038

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,300 (+2.61%) Land $105,000 Building $209,300	$314,300 (+2.61%) Land $105,000 Building $209,300
2025	$3,094.00 (+26.91%)	$306,300 (+11.63%) Land $100,000 Building $206,300	$306,300 (+11.63%) Land $100,000 Building $206,300
2023		$274,400 (+5.3%) Land $75,000 Building $199,400	$274,400 (+5.3%) Land $75,000 Building $199,400
2022		$260,600 Land $70,000 Building $190,600	$260,600 Land $70,000 Building $190,600
2019	$2,438.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 328 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	366 units insured incl. 38 condo units
Nearby Flood Claims	44 (2003–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 14 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 12 claims Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20