649 E el Morado Ct, Ontario, CA 91764 Property Records

San Bernardino County property record for 649 E el Morado Ct, Ontario, CA 91764

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 876 sqft · built 1940
Lot Size0.159 acres (6,943 sqft)
OwnerIndividual Name on File
Last Sale$310,000 (Sep 2015)
Tax Bill$4,039 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1048-233-16-0000

Property Details

APN / Parcel Number

Primary APN1048-233-16-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area876 sqft Living Area
1st Floor Area876 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,943 sqft (0.159 acres)
Lot Dimensions131 ft deep x 53 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchPatio/Porch
Porch Area84 sqft
Patio Area84 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address649 E EL MORADO CT
CityONTARIO
StateCA
Zip91764-3307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 2648 LOT 3
Legal SubdivisionTRACT NO 2648
Legal Tract2648
Legal Block2
Legal Lot Number3
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group2
Census Block2008
Census Tract1200

Owner

649 E el Morado Ct is owned and occupied by an individual who bought it in September 2015.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address649 E EL MORADO CT, ONTARIO, CA 91764-3307
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2015 · Amount on File
Deed SaleSep 24, 2015 · Amount on File
Prior SaleJan 16, 2014 · Amount on File
Deed Document Number2015417189
Prior Transfer DateDec 23, 2014
Prior Transfer Doc0000001039
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address649 E EL MORADO CT, ONTARIO, CA 91764-3307
Transaction TypeMortgage
Record UpdatedApr 13, 2021
Title CompanyCLEARMARK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9836 COALINGA AVE, MONTCLAIR, CA 91763-2821

Mortgage

Document Number0000148090
DateApr 1, 2021
Instrument2021-0148090
Lender
NameOCMBC INC
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 649 E el Morado Ct was $4,039.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityOntario City
Secondary School DistrictChaffey Joint Union High School District (09 - 12)
Elementary School DistrictOntario-Montclair School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$374,195 (+2%) Land $130,968 Building $243,227
2025$4,039.00$366,858 Land $128,400 Building $238,458
2023$3,836.00 (+1.32%)$352,612 Land $123,414 Building $229,198
2022$3,786.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 649 E el Morado Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 649 E el Morado Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONTARIO MUNICIPAL UTILITIES COMPANY
serves 185,010 people · EPA ID CA3610034
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 761 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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