640 E el Morado Ct, Ontario, CA 91764 Property Records

San Bernardino County property record for 640 E el Morado Ct, Ontario, CA 91764

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,789 sqft · built 1941
Lot Size0.162 acres (7,049 sqft)
OwnerIndividual Name on Record
Last Sale$177,000 (Apr 2010)
Tax Bill$3,154 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1048-234-08-0000

Property Details

APN / Parcel Number

Primary APN1048-234-08-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,789 sqft Living Area
1st Floor Area1,789 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,049 sqft (0.162 acres)
Lot Dimensions133 ft deep x 53 ft wide
View / LotAverage
Garage TypeDetached
Garage Area360 sqft

Exterior Amenities

PorchPatio/Porch
Porch Area40 sqft
Patio Area40 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address640 E EL MORADO CT
CityONTARIO
StateCA
Zip91764-3308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 2648 LOT 8
Legal Tract2648
Legal Block2
Legal Lot Number8
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group2
Census Block2009
Census Tract1200

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address640 E EL MORADO CT, ONTARIO, CA 91764-3308
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2010 · Amount on Record
Deed SaleApr 29, 2010 · Amount on Record
Prior SaleDec 31, 2003 · Amount on Record
Deed Document Number2010164937
Last Transfer DateOct 24, 2012
Transfer Doc0000450844
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address640 E EL MORADO CT, ONTARIO, CA 91764-3308
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000191119
DateJun 10, 2020
Instrument2020-0191119
Lender
NameQUICKEN LOANS INC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityOntario City
Secondary School DistrictChaffey Joint Union High School District (09 - 12)
Elementary School DistrictOntario-Montclair School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$298,841 (+2%) Land $81,566 Building $217,275
2025$3,154.00 (+35.83%) Homeowner's exemption$292,982 (+33.41%) Land $79,967 Building $213,015
2023$2,322.00 (+1.4%) Homeowner's exemption$219,605 Land $76,862 Building $142,743
2022$2,290.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONTARIO MUNICIPAL UTILITIES COMPANY
serves 185,010 people · EPA ID CA3610034
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 761 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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