649 E 3rd St, New Richmond, WI 54017 Property Records

St. Croix County property record for 649 E 3rd St, New Richmond, WI 54017

Property Summary

Property Type	Single Family Home
Lot Size	0.273 acres (11,922 sqft)
Owner	Company Name on Record
Last Sale	$315,000 (Apr 2024)
Tax Bill	$4,389 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`261-1139-95-000`

Property Details

APN / Parcel Number

Primary APN	`261-1139-95-000`

Exterior

Lot Area	11,922 sqft (0.273 acres)

Location & Zoning

Street Address	649 E 3RD ST
City	NEW RICHMOND
State	WI
Zip	54017-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 2 T30N R18W OUTLOT PLAT OF CITY OF NEW RICHMOND OUTLOT 73
Legal Range	18W
Legal Township	30N
Legal Section	02
Legal Subdivision	CITY OF NEW RICHMOND ST
Legal Lot Number	73
Jurisdiction	ST CROIX WI
Township / Civil Division	NEW RICHMOND
Census Block Group	2
Census Block	2028
Census Tract	120502

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	649 E 3RD ST, NEW RICHMOND, WI 54017-2016
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Warranty Deed, Transfer · Conventional Mortgage LAKE ELMO BANK
May 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2024 · Amount on Record
Deed Sale	Apr 5, 2024 · Amount on Record
Deed Document Number	20241177439
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Apr 5, 2024
Property Address	649 E 3RD ST, NEW RICHMOND, WI 54017-2016
Document Number	0001177439
Instrument Date	Apr 3, 2024
Instrument	1177439
Transaction Type	Transfer
Record Updated	May 8, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001177441
Date	Apr 5, 2024
Instrument	1177441

Lender

Name	LAKE ELMO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	649 E 3RD ST, NEW RICHMOND, WI 54017-2016
Document Number	0001082571
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 E 3RD ST NEW RICHMOND WI 540172016, NEW RICHMOND, WI 54017-2016

Mortgage

Document Number	0001082571
Date	Jun 5, 2019
Instrument	1082571

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 4, 2039

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	New Richmond City
Unified School District	New Richmond School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,389.00 (+0.02%) Homeowner's exemption
2025	$4,388.00 (+18.43%) Homeowner's exemption	$315,000 (+16.54%) Land $40,900 Building $274,100	$315,000 (+16.54%) Land $40,900 Building $274,100
2023	$3,705.00 Homeowner's exemption	$270,300 Land $40,900 Building $229,400	$270,300 Land $40,900 Building $229,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1994–2020)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW RICHMOND WATERWORKS serves 10,824 people · EPA ID WI6560126
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Midco Fiber	5,000 / 5,000
Northwest Communications Cable · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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