640 E 3rd St, New Richmond, WI 54017 Property Records

St. Croix County property record for 640 E 3rd St, New Richmond, WI 54017

Property Summary

Property Type	Single Family Home
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$706 (Dec 2021)
Tax Bill	$3,690 (2026)
Deeds & Mortgages	May 2023 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`261-1141-40-000`

Property Details

APN / Parcel Number

Primary APN	`261-1141-40-000`

Exterior

Lot Area	11,979 sqft (0.275 acres)

Location & Zoning

Street Address	640 E 3RD ST
City	NEW RICHMOND
State	WI
Zip	54017-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF OL 83 BEING THE E 6 RODS OF N 8 RODS EXC THE S 6 FT & EXC THE W 4 FT OF THE N 126 FT (AKA N 126 FT OF OUTLOT 83 EXC W 4
Legal Subdivision	NEW RICHMOND
Legal Lot Number	83
Jurisdiction	ST CROIX WI
Township / Civil Division	NEW RICHMOND
Census Block Group	2
Census Block	2019
Census Tract	120502

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 E 3RD ST, NEW RICHMOND, WI 54017-2017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · Line of Credit WESTCONSIN CU
Dec 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WESTCONSIN CU
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU
Apr 8, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2021 · Amount on Record
Deed Sale	Dec 15, 2021 · Amount on Record
Deed Document Number	20211145222
Prior Transfer Date	Dec 10, 2021
Prior Transfer Doc	0001145222
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	640 E 3RD ST, NEW RICHMOND, WI 54017-2017
Transaction Type	Mortgage
Record Updated	May 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001166424
Date	May 4, 2023
Instrument	1166424

Lender

Name	WESTCONSIN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2053

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CROIX WI
Recording Date	Dec 15, 2021
Property Address	640 E 3RD ST, NEW RICHMOND, WI 54017-2017
Document Number	0001145222
Instrument Date	Dec 10, 2021
Instrument	1145222
Transaction Type	Transfer
Record Updated	Jan 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 E 3RD ST, NEW RICHMOND, WI 54017-2017

Mortgage

Document Number	0001145223
Date	Dec 15, 2021
Instrument	1145223

Lender

Name	WESTCONSIN CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	640 E 3RD ST, NEW RICHMOND, WI 54017-2017
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001131366
Date	Jun 2, 2021
Instrument	1131366

Lender

Name	WESTCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CROIX WI
Recording Date	Apr 8, 2021
Property Address	640 E 3RD ST, NEW RICHMOND, WI 54017-2017
Document Number	0001127407
Instrument Date	Mar 26, 2021
Instrument	1127407
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 E 3RD ST, NEW RICHMOND, WI 54017-2017

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	New Richmond City
Unified School District	New Richmond School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,690.00 Homeowner's exemption
2025	$3,690.00 (+1.18%) Homeowner's exemption	$268,100 (+7.93%) Land $41,000 Building $227,100	$268,100 (+7.93%) Land $41,000 Building $227,100
2023	$3,647.00	$248,400 Land $41,000 Building $207,400	$248,400 Land $41,000 Building $207,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1994–2020)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW RICHMOND WATERWORKS serves 10,824 people · EPA ID WI6560126
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Midco Fiber	5,000 / 5,000
Northwest Communications Cable · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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