649 Curran Ct, Waterford, CA 95386 Property Records

Stanislaus County property record for 649 Curran Ct, Waterford, CA 95386

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,056 sqft · built 1987
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Jul 2011)
Tax Bill	$2,490 (2026)
Deeds & Mortgages	May 2024 Transfer May 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080-058-031-000`

Property Details

APN / Parcel Number

Primary APN	`080-058-031-000`
Alternative APNs	`0805831000` `0805831`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	649 CURRAN CT
City	WATERFORD
State	CA
Zip	95386-9776
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY GARDENS NO 2 BLK 5 LOT 21
Legal Subdivision	COUNTRY GARDENS 02
Legal Block	5
Legal Lot Number	21
Jurisdiction	STANISLAUS CA
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2001
Census Tract	2802

Owner

649 Curran Ct is owned by an individual who bought it in July 2011.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2220 RYANLEE DR, RIVERBANK, CA 95367-9522
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
May 1, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage GREENBOX LOANS INC
May 1, 2024	Affidavit of Death of Joint Tenant, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2011 · Amount on File
Deed Sale	Jul 14, 2011 · Amount on File
Prior Sale	Dec 28, 1999 · Amount on File
Deed Document Number	201157406
Prior Transfer Date	Jul 13, 2011
Prior Transfer Doc	0000057408
Record Updated	Oct 29, 2026

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	May 1, 2024
Property Address	649 CURRAN CT, WATERFORD, CA 95386-9776
Document Number	0000019820
Map Reference	VOL 31 PG 3
Instrument Date	Apr 25, 2024
Instrument	2024-0019820
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2220 RYANLEE DR, RIVERBANK, CA 95367-9522

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	May 1, 2024
Property Address	649 CURRAN CT, WATERFORD, CA 95386-9776
Document Number	0000019821
Map Reference	VOL 31 PG 3
Instrument Date	Apr 25, 2024
Instrument	2024-0019821
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2220 RYANLEE DR, RIVERBANK, CA 95367-9522

Mortgage

Document Number	0000019822
Date	May 1, 2024
Instrument	2024-0019822

Lender

Name	GREENBOX LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

May 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	STANISLAUS CA
Recording Date	May 1, 2024
Property Address	649 CURRAN CT, WATERFORD, CA 95386-9776
Document Number	0000019819
Map Reference	VOL 31 PG 3
Instrument Date	Apr 23, 2024
Instrument	2024-0019819
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2220 RYANLEE DR, RIVERBANK, CA 95367-9522

Tax Assessment & Valuation

The 2026 property tax bill for 649 Curran Ct was $2,490, up 1.5% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Waterford City
Unified School District	Waterford Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,490.00 (+1.55%)	$192,545 (+2%) Land $76,108 Building $116,437
2025	$2,452.00	$188,770 Land $74,616 Building $114,154
2023	$1,272.00 (+1.92%) Homeowner's exemption	$90,538 Land $36,214 Building $54,324
2022	$1,248.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 649 Curran Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 Curran Ct is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATERFORD serves 8,788 people · EPA ID CA5010006
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	MODESTO IRRIGATION DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: ezWave, Verizon.

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