637 Curran Ct, Waterford, CA 95386 Property Records

Stanislaus County property record for 637 Curran Ct, Waterford, CA 95386

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,318 sqft · built 1987
Lot Size	0.312 acres (13,571 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,602 (2026)
Deeds & Mortgages	Apr 2022 Transfer Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-058-034-000`

Property Details

APN / Parcel Number

Primary APN	`080-058-034-000`
Alternative APNs	`0805834000` `0805834`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,318 sqft Living Area
1st Floor Area	1,318 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	13,571 sqft (0.312 acres)
View / Lot	Irregular Lot
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	637 CURRAN CT
City	WATERFORD
State	CA
Zip	95386-9776
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY GARDENS NO 2 BLK 5 LOT 24
Legal Subdivision	COUNTRY GARDENS 02
Legal Block	5
Legal Lot Number	24
Jurisdiction	STANISLAUS CA
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2001
Census Tract	2802

Owner

637 Curran Ct is owner-occupied and held in a trust since October 2019.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	637 CURRAN CT, WATERFORD, CA 95386-9776
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Intrafamily Transfer, Transfer
Nov 15, 2019	Affidavit of Death, Transfer · Conventional Mortgage VALLEY FIRST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 31, 2019
Transfer Doc	0000080504
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Apr 7, 2022
Property Address	637 CURRAN CT, WATERFORD, CA 95386-9776
Document Number	0000026032
Map Reference	VOL 31 PG 3
Instrument Date	Mar 29, 2022
Instrument	2022-0026032
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 CURRAN CT, WATERFORD, CA 95386-9776

November 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	STANISLAUS CA
Recording Date	Nov 15, 2019
Property Address	637 CURRAN CT, WATERFORD, CA 95386-9776
Document Number	0000080504
Instrument Date	Nov 9, 2019
Instrument	80504
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 CURRAN CT WATERFORD CA 953869776, WATERFORD, CA 95386-9776

Mortgage

Document Number	80505
Date	Nov 15, 2019
Instrument	80505

Lender

Name	VALLEY FIRST CU
Type	Credit Union
Address	MODESTO, CA 95350

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 14, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 637 Curran Ct was $2,602 with a homeowner's exemption, up 18.6% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Waterford City
Unified School District	Waterford Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,602.00 (+18.6%) Homeowner's exemption	$209,743 (+21.72%) Land $35,830 Building $173,913
2025	$2,194.00 Homeowner's exemption	$172,316 Land $35,128 Building $137,188
2023	$2,100.00 (+1.69%) Homeowner's exemption	$165,627 Land $33,765 Building $131,862
2022	$2,065.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 637 Curran Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 637 Curran Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATERFORD serves 8,788 people · EPA ID CA5010006
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	MODESTO IRRIGATION DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: ezWave, Verizon.

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