649 Crest Dr, El Cajon, CA 92019 Property Records

San Diego County property record for 649 Crest Dr, El Cajon, CA 92019

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,587 sqft · built 1999
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on File
Last Sale$800,000 (Aug 2020)
Tax Bill$10,179 (2025)
Deeds & MortgagesDec 2021 Mortgage
Aug 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN512-100-47-00

Property Details

APN / Parcel Number

Primary APN512-100-47-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,587 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area43,560 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address649 CREST DR
CityEL CAJON
StateCA
Zip92019-2711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPAR 2 TR PM15490
Legal SubdivisionPARCEL MAP NO 15490
Legal Tract1015490
Legal Block1
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1000
Census Tract15602

Owner

Source: San Diego County records · APN 512-100-47-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4579 MISSION GORGE PL, A, SAN DIEGO, CA 92120-4106
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Dec 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 31, 2020Grant Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 14, 2019Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Aug 04, 2017Grant Deed, Transfer · VA Mortgage
NAVY FCU
Apr 26, 2017Grant Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 31, 2020 · Amount on Record
Deed SaleAug 31, 2020 · Amount on Record
Prior SaleAug 14, 2019 · Amount on Record
Deed Document Number2020501401
Prior Transfer DateAug 06, 2020
Prior Transfer Doc0000501401
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address649 CREST DR, EL CAJON, CA 92019-2711
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 CREST DR, EL CAJON, CA 92019-2711

Mortgage

Document Number0000833503
DateDec 09, 2021
Instrument2021-0833503
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 31, 2020
Property Address649 CREST DR, EL CAJON, CA 92019-2711
Document Number0000501401
Map ReferenceMAP 15490
Instrument DateAug 06, 2020
Instrument2020-0501401
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 CREST DR, EL CAJON, CA 92019-2711

Mortgage

Document Number0000501402
DateAug 31, 2020
Instrument2020-0501402
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 14, 2019
Property Address649 CREST DR, EL CAJON, CA 92019-2711
Document Number0000344438
Instrument DateAug 07, 2019
Instrument344438
Transaction TypeTransfer
Record UpdatedAug 22, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Tax$1,045.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address634 CREST DR SAN DIEGO CA 92109, SAN DIEGO, CA 92109

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 04, 2017
Property Address649 CREST DR, EL CAJON, CA 92019-2711
Document Number0000354823
Instrument DateJul 10, 2017
Instrument354823
Transaction TypeTransfer
Record UpdatedAug 14, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$715.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address649 CREST DR EL CAJON CA 920192711, EL CAJON, CA 92019-2711

Mortgage

Document Number354824
DateAug 04, 2017
Instrument354824
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 03, 2047

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 26, 2017
Property Address649 CREST DR, EL CAJON, CA 92019-2711
Document Number0000187013
Instrument DateApr 10, 2017
Instrument187013
Transaction TypeTransfer
Record UpdatedMay 02, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$715.00
Amount AccuracyFull Value
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address647 CREST DR EL CAJON CA 920192711, EL CAJON, CA 92019-2711

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$883,263 (+2%) Land $469,233 Building $414,030
2025$10,179.00 (+2%)$865,945 (+4.04%) Land $460,033 Building $405,912
2023$9,979.00 (+1.59%)$832,320 Land $442,170 Building $390,150
2022$9,823.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2004–2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2016 · rainfall accumulation

Wildfire

Wildfire RiskHigh
above 71% of the US · above 46% of California
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

Based on FCC filings for 140 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Crest Dr

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