San Diego County property record for 647 Crest Dr, El Cajon, CA 92019
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,962 sqft · built 1987 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $2,500,000 (Mar 2026) |
| Tax Bill | $11,142 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer Mar 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 512-100-46-00 |
| Primary APN | 512-100-46-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Building Area | 4,962 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 43,996 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 647 CREST DR |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92019-2711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PAR 1 TR PM15490 |
| Legal Subdivision | PARCEL MAPS |
| Legal Tract | 1015490 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 15602 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 647 CREST DR, EL CAJON, CA 92019-2711 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 28, 2026 | Quit Claim Deed, Transfer ACCOMMODATION/COURTESY RECORDI |
| Mar 13, 2026 | Grant Deed, Transfer · Conventional Mortgage ETHOS LENDING LLC |
| May 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BRIAN & DENISE CASTER |
| Apr 30, 2019 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2026 · Amount on Record |
| Deed Sale | Mar 13, 2026 · Amount on Record |
| Prior Sale | Apr 30, 2019 · Amount on Record |
| Deed Document Number | 202670287 |
| Prior Transfer Date | Sep 21, 2005 |
| Prior Transfer Doc | 0000834055 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 28, 2026 |
| Property Address | 647 CREST DR, EL CAJON, CA 92019-2711 |
| Document Number | 0000118258 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026118258 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | ACCOMMODATION/COURTESY RECORDI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 647 CREST DR, EL CAJON, CA 92019-2711 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 13, 2026 |
| Property Address | 647 CREST DR, EL CAJON, CA 92019-2711 |
| Document Number | 0000070287 |
| Map Reference | PG 15490 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 2026-0070287 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 647 CREST DR, EL CAJON, CA 92019-2711 |
| Document Number | 0000070288 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | 2026-0070288 |
| Name | ETHOS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 647 CREST DR, EL CAJON, CA 92019-2711 |
| Document Number | 0000225924 |
| Instrument Date | May 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 647 CREST DR SAN DIEGO CA 92109, SAN DIEGO, CA 92109 |
| Document Number | 0000225924 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | 225924 |
| Name | BRIAN & DENISE CASTER |
|---|---|
| Address | 4607 MISSION GORGE PL, SAN DIEGO, CA 92120-4133 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 30, 2019 |
| Property Address | 647 CREST DR, EL CAJON, CA 92019-2711 |
| Document Number | 0000159730 |
| Map Reference | PG 15490 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 2019-0159730 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 647 CREST DR, EL CAJON, CA 92019-2711 |
| Document Number | 0000159731 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 2019-0159731 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $967,149 (+2%) Land $118,699 Building $848,450 | |
| 2025 | $11,142.00 (-0.63%) | $948,186 (+4.04%) Land $116,372 Building $831,814 |
| 2024 | $11,213.00 (+2.65%) | |
| 2023 | $10,923.00 (+1.58%) | $911,368 Land $111,854 Building $799,514 |
| 2022 | $10,753.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2004–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 46% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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