649 Clemmer Ave, Cincinnati, OH 45219 Property Records

Hamilton County property record for 649 Clemmer Ave, Cincinnati, OH 45219

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,196 sqft · built 1925
Lot Size	0.08 acres (3,528 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (May 2022)
Tax Bill	$4,861 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`098-0006-0192-00`

Property Details

APN / Parcel Number

Primary APN	`098-0006-0192-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,196 sqft Living Area
1st Floor Area	642 sqft
2nd Floor Area	554 sqft
Upper Floors Area	554 sqft
Basement Area	792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Architectural Style	Conventional
Exterior Material	Stucco
Lot Area	3,528 sqft (0.08 acres)
Lot Dimensions	110 ft deep x 74 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	649 CLEMMER AVE
City	CINCINNATI
State	OH
Zip	45219-1052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	649 CLEMMER AVE 35 X 110.35 IRR PT LOT 104 RIDDLES SUB
Legal Subdivision	RIDDLES SUB
Legal Lot Number	104
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1018
Census Tract	2700

Owner

649 Clemmer Ave is owned and occupied by an individual who bought it in May 2022.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	649 CLEMMER AVE, CINCINNATI, OH 45219-1052
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Warranty Deed, Transfer · Conventional Mortgage SPROUT MORTGAGE LLC
Feb 13, 2017	Warranty Deed, Transfer · Conventional Mortgage VANDYK MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2022 · Amount on File
Deed Sale	May 27, 2022 · Amount on File
Prior Sale	Feb 13, 2017 · Amount on File
Deed Document Number	0000053433
Deed Book / Page	14677 / 761
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 27, 2022
Property Address	649 CLEMMER AVE, CINCINNATI, OH 45219-1052
Document Number	0000053433
Book / Page	14677 / 761
Map Reference	MB 1 PG 264&265
Instrument Date	May 16, 2022
Instrument	2022-0053433
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 CLEMMER AVE, CINCINNATI, OH 45219-1052

Mortgage

Document Number	0000053434
Date	May 27, 2022
Instrument	2022-0053434

Lender

Name	SPROUT MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 13, 2017
Property Address	649 CLEMMER AVE, CINCINNATI, OH 45219-1052
Document Number	0000003675
Map Reference	PB1 PG264-265
Instrument Date	Feb 8, 2017
Instrument	17-0013675
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 CLEMMER AVE, CINCINNATI, OH 45219-1052

Mortgage

Document Number	0000003676
Date	Feb 13, 2017
Instrument	17-0013676

Lender

Name	VANDYK MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 649 Clemmer Ave was $4,861, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,861.00 (+3.14%)	$78,750 (-) Land $18,144 Building $60,606
2024	$4,713.00 (-2.22%)	$78,750 (-) Land $18,144 Building $60,606
2023	$4,820.00 (+76.43%)	$78,750 (+104.52%) Land $18,144 Building $60,606	$225,000 Land $51,840 Building $173,160
2022	$2,732.00	$38,504 Land $6,895 Building $31,609
2020			$110,010 Land $19,700 Building $90,310

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 649 Clemmer Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 Clemmer Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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