644 Clemmer Ave, Cincinnati, OH 45219 Property Records

Hamilton County property record for 644 Clemmer Ave, Cincinnati, OH 45219

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,368 sqft · built 1920
Lot Size	0.079 acres (3,441 sqft)
Owner	2 Individual Names on File
Last Sale	$239,900 (Sep 2021)
Tax Bill	$5,355 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`098-0006-0173-00`

Property Details

APN / Parcel Number

Primary APN	`098-0006-0173-00`
Alternative APN	`0011088`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
Gross Area	2,248 sqft
1st Floor Area	770 sqft
2nd Floor Area	598 sqft
Upper Floors Area	598 sqft
Basement Area	880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	3,441 sqft (0.079 acres)
Lot Dimensions	100 ft deep x 135 ft wide
Garage Type	Detached
Garage Area	342 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	644 CLEMMER AVE
City	CINCINNATI
State	OH
Zip	45219-1038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	644 CLEMMER AVE 35 X 100 PT LOT 104 RIDDLES SUB
Legal Subdivision	RIDDLES SUB
Legal Lot Number	104
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1001
Census Tract	2700

Owner

644 Clemmer Ave is owned by two individuals who bought it in September 2021.

Source: Hamilton County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5905 MOUNT PLEASANT DR, PROSPECT, KY 40059-7507
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2021 · Amount on File
Deed Sale	Sep 8, 2021 · Amount on File
Prior Sale	Nov 6, 2013 · Amount on File
Deed Document Number	2021108050
Deed Book / Page	14497 / 2353
Prior Transfer Date	Oct 31, 2013
Prior Transfer Doc	0000150797
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 8, 2021
Property Address	644 CLEMMER AVE, CINCINNATI, OH 45219-1038
Document Number	0000108050
Book / Page	14497 / 2353
Instrument Date	Aug 16, 2021
Instrument	2021-0108050
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$719.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5905 MOUNT PLEASANT DR, PROSPECT, KY 40059-7507

Mortgage

Document Number	0000108051
Date	Sep 8, 2021
Instrument	2021-0108051

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 644 Clemmer Ave was $5,355, up 0.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,355.00 (+0.15%)	$83,965 (-) Land $17,199 Building $66,766	$239,900 Land $49,140 Building $190,760
2024	$5,347.00 (-0.19%)	$83,965 (-) Land $17,199 Building $66,766
2023	$5,357.00 (+108.52%)	$83,965 (+133.7%) Land $17,199 Building $66,766	$239,900 Land $49,140 Building $190,760
2022	$2,569.00	$35,928 Land $6,535 Building $29,393
2020			$102,650 Land $18,670 Building $83,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 644 Clemmer Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 644 Clemmer Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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