St. Clair County property record for 649 Cherokee Dr, Ragland, AL 35131
| Property Type | Single Family Home |
|---|---|
| Details | 726 sqft · built 1960 |
| Lot Size | 0.528 acres (23,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $29,000 (Jun 2022) |
| Tax Bill | $84 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-05-15-0-001-066.000 |
| Primary APN | 19-05-15-0-001-066.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 726 sqft Base Area |
| 1st Floor Area | 726 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 23,000 sqft (0.528 acres) |
| Lot Dimensions | 230 ft deep x 100 ft wide |
| Account Number | 00190498 |
|---|---|
| Street Address | 649 CHEROKEE DR |
| City | RAGLAND |
| State | AL |
| Zip | 35131-3913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 COOSA HEIGHTS 2ND ADD PB 1 PG 22 15-15-5 |
| Legal Range | 05E |
| Legal Township | 15S |
| Legal Section | 15 |
| Legal Subdivision | COOSA HEIGHTS |
| Legal Lot Number | 4 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | RAGLAND |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 40302 |
649 Cherokee Dr is owned by two individuals who bought it in June 2022.
Source: St. Clair County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 MITCHELL CIR, LINCOLN, AL 35096-6108 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 5, 2025 | Deed of Trust, Mortgage · Stand-Alone First Mortgage THE ROBIN A MUNDY & JUDY L MUNDY REVOCAB |
| Jun 7, 2022 | Survivorship Deed, Transfer |
| Jun 30, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2022 · Amount on File |
| Deed Sale | Jun 7, 2022 · Amount on File |
| Prior Sale | Apr 20, 2022 · Amount on File |
| Deed Book / Page | 2022 / 8214 |
| Prior Transfer Date | Apr 10, 2015 |
| Prior Transfer Doc | 0000004619 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 649 CHEROKEE DR, RAGLAND, AL 35131-3913 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Title Company | SOUTH OAK TITLE LLC, SOUTH OAK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000052019 |
|---|---|
| Date | Dec 5, 2025 |
| Book Page | MTG2025/52019 |
| Name | THE ROBIN A MUNDY & JUDY L MUNDY REVOCAB |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Jun 7, 2022 |
| Property Address | 649 CHEROKEE DR, RAGLAND, AL 35131-3913 |
| Document Number | 0000008214 |
| Book / Page | DEED 2022 / 8214 |
| Map Reference | MB 1 PG 22 |
| Instrument Date | Jun 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2025 MORRIS DR, 2025, MOODY, AL 35004-2451 |
| Name | Verified Name |
|---|---|
| Address | 649 CHEROKEE DR, RAGLAND, AL 35131-3913 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Jun 30, 2017 |
| Property Address | 649 CHEROKEE DR, RAGLAND, AL 35131-3913 |
| Document Number | 0000007502 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 7502 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $25.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 994 LEEDS AL 350940018, LEEDS, AL 35094-0018 |
The 2025 property tax bill for 649 Cherokee Dr was $84.
Source: St. Clair County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Unified School District | St. Clair County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $84.00 | $2,720 | $27,230 Land $13,800 Building $13,430 |
| 2023 | $4,952 Land $2,760 Building $2,192 | $24,760 Land $13,800 Building $10,960 | |
| 2022 | $153.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 649 Cherokee Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 649 Cherokee Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 71% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Ragland Telephone Fiber | 100 / 20 |
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