St. Clair County property record for 617 Cherokee Dr, Ragland, AL 35131
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,150 sqft · built 2008 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (May 2024) |
| Tax Bill | $699 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit May 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-05-15-0-001-068.000 |
| Primary APN | 19-05-15-0-001-068.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,150 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Upper Floors Area | 896 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,750 sqft (0.132 acres) |
| Lot Dimensions | 230 ft deep x 100 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 00194417 |
|---|---|
| Street Address | 617 CHEROKEE DR |
| City | RAGLAND |
| State | AL |
| Zip | 35131-3913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 COOSA HEIGHTS 2ND ADD PB 1 PG 22 15-15-5 DB 128 PG 489 |
| Legal Range | 05E |
| Legal Township | 15S |
| Legal Section | 15 |
| Legal Subdivision | COOSA HEIGHTS |
| Legal Lot Number | 6 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | RAGLAND |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 40302 |
617 Cherokee Dr is owned and occupied by two individuals who bought it in May 2024.
Source: St. Clair County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 617 CHEROKEE DR, RAGLAND, AL 35131-3913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| May 24, 2024 | Warranty Deed, Transfer |
| Feb 16, 2023 | Deed of Trust, Mortgage · VA Mortgage CONTOUR MORTGAGE CORP |
| Jan 31, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2024 · Amount on File |
| Deed Sale | May 24, 2024 · Amount on File |
| Prior Sale | Jan 31, 2022 · Amount on File |
| Deed Book / Page | 2024 / 6076 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Apr 13, 2026 |
| Property Address | 617 CHEROKEE DR, RAGLAND, AL 35131-3913 |
| Document Number | 0000015408 |
| Book / Page | 2026 / 15408 |
| Instrument Date | Mar 23, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 617 CHEROKEE DR, RAGLAND, AL 35131-3913 |
| Investor | Possibly a Property Investor |
| Document Number | 2026015408, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 2026/15408 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Mar 23, 2051 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | May 24, 2024 |
| Property Address | 617 CHEROKEE DR, RAGLAND, AL 35131-3913 |
| Document Number | 0000006076 |
| Book / Page | DEED 2024 / 6076 |
| Instrument Date | May 24, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 617 CHEROKEE DR, RAGLAND, AL 35131-3913 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 617 CHEROKEE DR, RAGLAND, AL 35131-3913 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 617 CHEROKEE DR, RAGLAND, AL 35131-3913 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000004408 |
|---|---|
| Date | Feb 16, 2023 |
| Book Page | MTG 2023/4408 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GARDEN CITY, NY 11530 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Jan 31, 2022 |
| Property Address | 617 CHEROKEE DR, RAGLAND, AL 35131-3913 |
| Document Number | 0000001299 |
| Book / Page | DEED 2022 / 1299 |
| Instrument Date | Jan 18, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 617 CHEROKEE DR, RAGLAND, AL 35131-3913 |
| Document Number | MORT20225483 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | MORT 2022/5483 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 617 Cherokee Dr was $699 with a homeowner's exemption.
Source: St. Clair County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Unified School District | St. Clair County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $699.00 | $24,120 | $240,820 |
| 2023 | $44,642 (+142.59%) Land $2,040 Building $42,602 | $223,210 (+21.3%) Land $10,200 Building $213,010 | |
| 2022 | $571.00 | $18,402 Land $1,020 Building $17,382 | $184,020 Land $10,200 Building $173,820 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 617 Cherokee Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 617 Cherokee Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 71% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Ragland Telephone Fiber | 100 / 20 |
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