649 Chartier Dr, Saint Louis, MO 63135 Property Records

St. Louis County property record for 649 Chartier Dr, Saint Louis, MO 63135

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,831 sqft · built 1963
Lot Size	0.347 acres (15,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Aug 2020)
Tax Bill	$2,990 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10H-42-0364`

Property Details

APN / Parcel Number

Primary APN	`10H-42-0364`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,831 sqft Living Area
Gross Area	2,579 sqft
1st Floor Area	1,831 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	15,120 sqft (0.347 acres)
Lot Dimensions	106 ft deep x 105 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	25 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	649 CHARTIER DR
City	SAINT LOUIS
State	MO
Zip	63135-1255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	22R-1B
Legal Description	PARC MONCEAU PLAT 1 LOT 66
Legal Subdivision	PARC MONCEAU PLAT 1
Legal Lot Number	66
Jurisdiction	ST LOUIS MO
Township / Civil Division	FERGUSON
Census Block Group	1
Census Block	1009
Census Tract	211700

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	649 CHARTIER DR, SAINT LOUIS, MO 63135-1255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2020 · Amount on Record
Deed Sale	Aug 25, 2020 · Amount on Record
Prior Sale	Jun 4, 2010 · Amount on Record
Deed Document Number	20201122
Deed Book / Page	24286 / 4237
Prior Transfer Date	Oct 30, 2009
Prior Transfer Doc	0186483085
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 25, 2020
Property Address	649 CHARTIER DR, SAINT LOUIS, MO 63135-1255
Document Number	0242864237
Book / Page	24286 / 4237
Map Reference	MB 101 PG 24
Instrument Date	Aug 20, 2020
Instrument	2020082501122
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8608 BELHAVEN DR, 8608, SAINT LOUIS, MO 63114-4429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 CHARTIER DR, SAINT LOUIS, MO 63135-1255

Mortgage

Document Number	2020082501123
Date	Aug 25, 2020
Instrument	2020082501123

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ferguson City
Unified School District	Ferguson-Florissant R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,530 (-) Land $7,850 Building $35,680	$229,100 (-) Land $41,300 Building $187,800
2025	$2,990.00 (+12.11%)	$43,530 (+17.55%) Land $7,850 Building $35,680	$229,100 (+17.55%) Land $41,300 Building $187,800
2024	$2,667.00 (+0.57%)
2023	$2,652.00 (+4.08%)	$37,030 (+18.12%) Land $3,930 Building $33,100	$194,900 (+18.12%) Land $20,700 Building $174,200
2022	$2,548.00	$31,350 Land $5,110 Building $26,240
2021			$165,000 Land $26,900 Building $138,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20