St. Louis County property record for 640 Chartier Dr, Saint Louis, MO 63135
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,701 sqft · built 1962 |
| Lot Size | 0.396 acres (17,228 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $162,500 (Aug 2018) |
| Tax Bill | $4,015 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10H-42-0319 |
| Primary APN | 10H-42-0319 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,701 sqft Living Area |
| Gross Area | 2,483 sqft |
| 1st Floor Area | 1,680 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 17,228 sqft (0.396 acres) |
| Lot Dimensions | 146 ft deep x 118 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 345 sqft |
| Patio Area | 336 sqft |
| Balcony Area | 21 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 640 CHARTIER DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63135-1256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 22R-1B |
| Legal Description | PARC MONCEAU PLAT 1 LOT 16 |
| Legal Subdivision | PARC MONCEAU PLAT 1 |
| Legal Lot Number | 16 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | FERGUSON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 211700 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 640 CHARTIER DR, SAINT LOUIS, MO 63135-1256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION |
| Aug 20, 2018 | Warranty Deed, Transfer · FHA Mortgage LEADERONE FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2018 · Amount on Record |
| Deed Sale | Aug 20, 2018 · Amount on Record |
| Prior Sale | Oct 5, 2000 · Amount on Record |
| Deed Document Number | 2018646 |
| Deed Book / Page | 23160 / 2717 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 5, 2026 |
| Property Address | 640 CHARTIER DR, SAINT LOUIS, MO 63135-1256 |
| Document Number | 0000000430 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 2026430 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 640 CHARTIER DR, SAINT LOUIS, MO 63135-1256 |
| Document Number | 0000000430, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 2026430 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 20, 2018 |
| Property Address | 640 CHARTIER DR, SAINT LOUIS, MO 63135-1256 |
| Document Number | 0231602717 |
| Book / Page | 023160 / 002717 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 646 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2018 |
| Title Company | US TITLE-NORTH COUNTY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 640 CHARTIER DR FERGUSON MO 631351256, FERGUSON, MO 63135-1256 |
| Document Number | 231602720 |
|---|---|
| Date | Aug 20, 2018 |
| Book Page | 023160/002720 |
| Instrument | 647 |
| Name | LEADERONE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2048 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Ferguson City |
| Unified School District | Ferguson-Florissant R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,690 (-) Land $8,020 Building $33,670 | $219,400 (-) Land $42,200 Building $177,200 | |
| 2025 | $4,015.00 (+5.69%) | $41,690 (+13.29%) Land $8,020 Building $33,670 | $219,400 (+13.27%) Land $42,200 Building $177,200 |
| 2024 | $3,799.00 (+0.4%) | ||
| 2023 | $3,784.00 (+50.76%) | $36,800 (+19.17%) Land $4,010 Building $32,790 | $193,700 (+19.2%) Land $21,100 Building $172,600 |
| 2022 | $2,510.00 | $30,880 Land $5,230 Building $25,650 | |
| 2021 | $162,500 Land $27,500 Building $135,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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