628 Central Ave, Florence, WI 54121 Property Records

Florence County property record for 628 Central Ave, Florence, WI 54121

Property Summary

Property Type	Commercial
Lot Size	0.082 acres (3,615 sqft)
Owner	Company Name on Record
Last Sale	$124,900 (Jan 2024)
Tax Bill	$1,522 (2025)
Deeds & Mortgages	Aug 2006 Mortgage Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-02578-0000`

Property Details

APN / Parcel Number

Primary APN	`010-02578-0000`

Exterior

Lot Area	3,615 sqft (0.082 acres)

Location & Zoning

Street Address	628 CENTRAL AVE
City	FLORENCE
State	WI
Zip	54121-9480
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 16 BLK 15 OF PLAT OF VILLAGE OF FLORENCE
Legal Block	15
Legal Lot Number	16
Jurisdiction	FLORENCE WI
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1062
Census Tract	190101

Owner

Source: Florence County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	445 MARBLE RD, FLORENCE, WI 54121-7180
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2006	Deed of Trust, Mortgage WELLS FARGO BANK, NATIONAL ASSOCIATION
Jan 3, 2024	Warranty Deed, Transfer · Commercial Mortgage UPPER PENINSULA STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2024 · Amount on Record
Deed Sale	Jan 3, 2024 · Amount on Record
Deed Document Number	292386
Record Updated	Jun 8, 2026

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE WI
Property Address	628 CENTRAL AVE, FLORENCE, WI 54121-9480
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000206/599
Date	Aug 2, 2006
Book Page	206/599
Instrument	265948

Lender

Name	WELLS FARGO BANK, NATIONAL ASSOCIATION
Address	3033 W ELDER ST # MAC, BOISE, ID 83705

Agreement

Amount	Amount Recorded

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE WI
Recording Date	Jan 3, 2024
Property Address	628 CENTRAL AVE, FLORENCE, WI 54121-9480
Document Number	0000292386
Instrument Date	Jan 2, 2024
Instrument	292386
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	FLORENCE COUNTY ABSTRACT COMPANY, FLORENCE COUNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 MARBLE RD, FLORENCE, WI 54121-7180

Mortgage

Document Number	0000292387
Date	Jan 3, 2024
Instrument	292387

Lender

Name	UPPER PENINSULA STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Florence County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Florence County
County Subdivision	Florence Town
Unified School District	Florence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,522.00 (+145.09%)	$101,400 (+260.85%) Land $2,700 Building $98,700	$122,500 (+171.02%) Land $3,262 Building $119,238
2023	$621.00 (+3.16%)	$28,100 (-) Land $4,500 Building $23,600	$45,200 (+15.01%)
2022	$602.00	$28,100 Land $4,500 Building $23,600	$39,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE UTILITY COMMISSION serves 1,250 people · EPA ID WI4190155
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nsight Telservices.

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