649 Birch St, Ashland, NE 68003 Property Records

Saunders County property record for 649 Birch St, Ashland, NE 68003

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,020 sqft · built 1898
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Tax Bill	$1,752 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3249-01-3-01010-012-8500`

Property Details

APN / Parcel Number

Primary APN	`3249-01-3-01010-012-8500`
Alternative APN	`004438500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	750 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	140 ft deep x 84 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	264 sqft
Patio Area	35 sqft
Shed	1 Shed
Shed Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	649 BIRCH ST
City	ASHLAND
State	NE
Zip	68003-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOTS 1-2 BLK 12 DEANS ADDITION ASHLAND; MAP NUMBER: 3249-01-3-01010-012-8500
Legal Range	09
Legal Township	12
Legal Section	01
Legal Subdivision	ASHLAND-DEANS ADD
Legal Block	12
Legal Lot Number	1-2
Jurisdiction	SAUNDERS NE
Township / Civil Division	ASHLAND
Census Block Group	2
Census Block	2027
Census Tract	968500

Owner

649 Birch St is owned and occupied by an individual who acquired it in May 2015.

Source: Saunders County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	649 BIRCH ST, ASHLAND, NE 68003-2131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION BANK & TRUST
Jul 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNION BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 18, 2015
Transfer Doc	0004620508
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Recording Date	Sep 18, 2026
Property Address	649 BIRCH ST, ASHLAND, NE 68003-2131
Document Number	0000000232
Book / Page	642 / 251
Instrument Date	Sep 8, 2026
Instrument	2026232
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 BIRCH ST, ASHLAND, NE 68003-2131

Mortgage

Document Number	0000000232,
Date	Sep 18, 2026
Book Page	642/251
Instrument	2026232

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	649 BIRCH ST, ASHLAND, NE 68003-2131
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005740338
Date	Jan 7, 2022
Book Page	574/338
Instrument	2022-01-108

Lender

Name	UNION BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Dec 31, 2028

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	649 BIRCH ST, ASHLAND, NE 68003-2131
Document Number	0005060611
Instrument Date	Jul 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 2, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 BIRCH ST ASHLAND NE 680032131, ASHLAND, NE 68003-2131

Mortgage

Document Number	0005060611
Date	Jul 12, 2018
Book Page	000506/000611
Instrument	174

Lender

Name	UNION BK&TR
Type	Bank
Address	LINCOLN, NE 68501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jul 11, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 649 Birch St was $1,752.

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Ashland City
County	Saunders County
County Subdivision	Ashland Township
Unified School District	Ashland-Greenwood Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,752.00	$124,127 Land $20,760 Building $103,367	$124,127 Land $20,760 Building $103,367
2023	$2,092.00	$121,357 Land $20,760 Building $100,597	$121,357 Land $20,760 Building $100,597

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 649 Birch St in Zone X, an area of minimal flood risk, though there have been 52 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	52 (1982–2019)
Claims Outside the SFHA	11 of 52
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 17 claims Ice Jams & Flooding, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 Birch St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHLAND serves 3,369 people · EPA ID NE3115506
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2026) action level 15 ppb
Copper	2.46 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

Nearby Properties on Birch St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures