445 Birch St, Ashland, NE 68003 Property Records

Saunders County property record for 445 Birch St, Ashland, NE 68003

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,116 sqft · built 1933
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$72,000 (Mar 2019)
Tax Bill	$1,884 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3249-01-4-01005-001-0000`

Property Details

APN / Parcel Number

Primary APN	`3249-01-4-01005-001-0000`
Alternative APN	`004420000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	558 sqft
Basement Area	1,116 sqft
Finished Basement	576 sqft
Unfinished Basement	240 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	15 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	445 BIRCH ST
City	ASHLAND
State	NE
Zip	68003-2135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOT 6 BLK 1 E 11' W 44' VAC 5TH ST BEETISONS ADDITION ASHLAND; MAP NUMBER: 3249-01-4-01005-001-0000
Legal Range	09
Legal Township	12
Legal Section	01
Legal Subdivision	ASHLAND-BEETISONS ADD
Legal Block	1
Legal Lot Number	6
Jurisdiction	SAUNDERS NE
Township / Civil Division	ASHLAND
Census Block Group	2
Census Block	2026
Census Tract	968500

Owner

445 Birch St is owned and occupied by an individual who bought it in March 2019.

Source: Saunders County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	445 BIRCH ST, ASHLAND, NE 68003-2135
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2019 · Amount on File
Deed Sale	Mar 25, 2019 · Amount on File
Prior Sale	Sep 30, 2016 · Amount on File
Deed Document Number	20193203
Deed Book / Page	515 / 293
Prior Transfer Date	Mar 22, 2019
Prior Transfer Doc	0005150294
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Mar 25, 2019
Property Address	445 BIRCH ST, ASHLAND, NE 68003-2135
Document Number	0005150293
Book / Page	515 / 293
Instrument Date	Mar 22, 2019
Instrument	2019-03-203
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005150294
Date	Mar 25, 2019
Book Page	515/294
Instrument	2019-03-204

Lender

Name	FARMERS MERCHANTS BANK ASHLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 445 Birch St was $1,884.

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Ashland City
County	Saunders County
County Subdivision	Ashland Township
Unified School District	Ashland-Greenwood Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,884.00	$133,516 Land $18,540 Building $114,976	$133,516 Land $18,540 Building $114,976
2023	$2,472.00	$143,413 Land $18,540 Building $124,873	$143,413 Land $18,540 Building $124,873

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 Birch St in Zone X, an area of minimal flood risk, though there have been 52 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	52 (1982–2019)
Claims Outside the SFHA	11 of 52
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 17 claims Ice Jams & Flooding, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Birch St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 41% of Nebraska
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHLAND serves 3,369 people · EPA ID NE3115506
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2026) action level 15 ppb
Copper	2.46 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Allo Communications, GigFire, Nextlink, Verizon.

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