Indian River County property record for 649 Bayfront Ter, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,897 sqft · built 1994 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on Record |
| Last Sale | $319,000 (Apr 2024) |
| Tax Bill | $5,253 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-38-24-00001-2590-00025.0 |
| Primary APN | 31-38-24-00001-2590-00025.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,897 sqft Living Area |
| 1st Floor Area | 1,897 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 640 sqft |
| Porch | Open Porch |
| Porch Area | 390 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 22193 |
|---|---|
| Street Address | 649 BAYFRONT TER |
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-5929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | SEBASTIAN HIGHLANDS UNIT NO 10 BLK 259 LOT 25 PBI 6-37C |
| Legal Range | 38 |
| Legal Township | 31 |
| Legal Section | 24 |
| Legal Subdivision | SEBASTIAN HIGHLANDS UNIT 10 |
| Legal Block | 259 |
| Legal Lot Number | 25 |
| Legal Unit | 10 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 50809 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 721 NE 60TH ST, FORT LAUDERDALE, FL 33334-3557 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2024 · Amount on Record |
| Deed Sale | Apr 4, 2024 · Amount on Record |
| Prior Sale | Feb 5, 2024 · Amount on Record |
| Deed Document Number | 3120240015642 |
| Deed Book / Page | 3688 / 812 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 649 BAYFRONT TER, SEBASTIAN, FL 32958-5929 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 721 NE 60TH ST, FORT LAUDERDALE, FL 33334-3557 |
| Document Number | 0036880814 |
|---|---|
| Date | Apr 4, 2024 |
| Book Page | 3688/814 |
| Instrument | 3120240015643 |
| Name | SIGNATURE LENDING II LLC |
|---|---|
| Address | 4627 PALADIN CIR, VERO BEACH, FL 32967 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Sebastian City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,253.00 (+339.21%) | $296,878 (+173.84%) Land $57,800 Building $239,078 | $296,878 (+2.62%) Land $57,800 Building $239,078 |
| 2023 | $1,196.00 (+21.54%) | $108,413 (+3%) | $289,293 (+16.06%) Land $54,400 Building $234,893 |
| 2022 | $984.00 | $105,255 | $249,256 Land $30,600 Building $218,656 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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